Allstate Earthquake Insurance Review

Started in the year 1931, Allstate is a leading provider of insurance products which includes earthquake insurance. The company provides a list of coverage and protection options for various customer needs. This insurance protects your property, home, building and its contents from damage caused by an earthquake.

Company Profile

Structures Covered

Structures such as Apartment, Condo, Townhouses, Single-Family Home, and offices are covered if damaged by earthquake. However, premiums, deductibles and coverage may vary.

Plan Details

AllState has a renewable yearly-based earthquake plan. The company offers $100,000 in minimum coverage and up to $500,000 for insuring your properties against damages caused by an earthquake. This is just an average and the total minimum and maximum amount depends on the property’s worth.

Discounts

Allstate provides a broad amount of discounts in their earthquake insurance plans. This includes multi-policy, loyalty and retired discount.  Unlike other companies, All State gives does not offer claim free discounts.

Coverage and Protection

Allstate covers all the basic coverage items for both residential and commercial properties. The company also covers post calamity clean-up such as debris removal, shattered glasses, damaged electrical and plumbing system. 

Help, Support and Usability

Allstate uses a variety of help and support channels for connecting with their customers.

Services include easy plan revisions, claims, live chat assistance, coverage calculator, and online quotes.  

Earthquake Insurance at All State

Allstate is a good starting point for Earthquake Insurance shoppers. The company enjoys good ratings on BBB and AM Best. The company sets a $100,000 minimum coverage and a $500,000 maximum for coverage which is at par with most of the companies we reviewed. Prompt and professional customer service is also a big plus for homeowners and businesses searching for earthquake insurance.