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The Credit Pros Credit Help Review


ConsumersAdvocate.org Rating: 4 / 5 (Very good)
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Founded in 2009, The Credit Pros is a financial technology firm that aims to help people with credit trouble find the help they need. The New Jersey-based company provides credit reports and one-on-one dialogue with customers to determine the best course of action for your credit help needs.

Plan Details

The Credit Pros focuses on identifying problematic items in your credit report, providing advice and educational tools to help you understand your credit situation, and determine the most adequate approach to help your credit.

Customers can request a free consultation in English or Spanish by completing an online form. They can choose the date and time of the telephone appointment, fill out their contact details, and providing some general information about their credit situation. A specialist will then contact them at the scheduled time to go over their case.

The company has various protection plans tailored for specific purposes, from credit monitoring to all-inclusive credit help. This includes consultations with certified FICO professionals, dispute letters, debt validation and goodwill letters to creditors, and cease and desist letters to collection agencies. 

Pricing

The Credit Pros offers four different credit help plans:

  • CreditSentry Monitoring for $19 a month
  • Money Management for $119 a month
  • Prosperity Package for $119 a month
  • Success Package for $149 a month

Customers can cancel their service at any time with no penalties. 

Features

The CrediSentry Monitoring plan includes the Transunion credit score, Transunion credit monitoring, and a full credit report every 60 days. It also monitors the use of your identification with dark web, change of address, social security trace, pay-day, and social network monitoring.

The Money Management plan offers everything from the CreditSentry monitoring, as well as credit and finance tools like bill reminders, budgeting systems, and real-time account syncs. It also provides The Credit Pro’s credit repair resources such as the snowball and avalanche debt system, its legal network, and debt validation letters to creditors. The plan also offers something related to National Credit Direct but there is no information about what that service entails and what it provides.

The Prosperity Package includes everything mentioned above except the National Credit Direct service. Instead, it includes a SlashRx service that is advertised as saving up to 80% on medication. There is no further information regarding the service either.

The Success Package includes everything listed, plus the National Credit Direct and SlashRx unknown services.

Support Services

Customers can speak with a credit help specialist by calling the company during regular business hours, which are Monday through Friday, from 9am-8pm EST. Customers can also provide questions or comments via email.

The Credit Pros is an accredited company with a B+ rating on the BBB and a 4.5 out of 5 score on Trustpilot.

The Credit Pros Summary

Customers who require one-on-one credit counseling and who want a variety of credit monitoring tools might benefit from choosing The Credit Pros. Although the company’s website does not provide a ton of information regarding their products and services, customers can make use of the initial free consultation to address any doubts they might have regarding The Credit Pros’ process.


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Our Partner
  • Services start at $69 per month 
  • One-on-one credit counseling
  • Free consultation in English or Spanish
  • Four protection plans tailored for specific purposes
  • Customers can cancel their service at any time with no penalties