Ovation Credit Services Review

Years in Operation

Ovation Credit Services has been in business since 2004 and an Accredited Member of the BBB with an A+ rating. Ovation also has a 4.8/5 "Excellent" rating with Trust Pilot. 

PLAN DETAILS

Pricing

• Free credit consultation to determine the best plan of action for each client
• Free credit reports upon sign up from TransUnion and Equifax 
• $89 one-time account set up fee – special discounts may be available
• No long-term commitment required. Plans range from $49 to $109 per month.
• $79 per month for the Essentials Program. The Essentials Program provides a professional credit analyst, unlimited disputes to all 3 credit bureaus, 24/7 online dispute management dashboard, dedicated case advisor, consumer education tips, and opportunities for new credit building after the disputing process through LendingTree.
• $109 per month for Essentials Plus Program. The Essentials Plus Program provides all of the benefits of the Essentials Program with unlimited validation letters to your creditors, unlimited goodwill letters to your creditors, recommendation letters, and 24/7 TransUnion Credit Monitoring
• Contact Ovation Customer Service for more plan options

Type of Contract

• Month to month

Refund/ Cancellation Policy

• Cancel anytime

Online Registration

•  Yes

Phone Registration

• Yes

Discount Programs

• Couples Discount – 20%
• Senior Citizen 65+ - 10%
• Active and Retired Military – 10%
• Competitive Upgrade - $50 credit towards your 1st monthly payment when switching from a competitor.
• Referral Bonus - $35/$50 credit to your next monthly fees for any friends or family who join the program.

Licenses

• Credit Repair Organization Act
• Registered with Attorney General Offices
• Bonded

FEATURES

Ovation Credit has helped thousands of consumers with their credit. 

The company offers comprehensive and customizable services to make credit restoration easy and effective.

Ovation has proven results in disputing the following issues:

• Late Payments                                             
• Collections
• Charge-Offs
• Bankruptcies
• Repossessions
• Foreclosures
• Liens
• Judgments

Ovation also focuses on further educating its clients on how to optimize their personal credit profiles and avoid common mistakes that can drive down their credit scores.  

SUPPORT SERVICES

Ovation offers 24/7 online access to your account dashboard and a dispute management tool that provides real-time updates on your results.

The company also has dedicated case advisors available for phone and email support.

SUMMARY

• Ovation Credit Services, A LendingTree Company, offers solid services designed to help clients through the difficult process of improving their credit. 
• Unlimited disputes and a personal case advisor can go a long way in assisting with your credit. 
• A cancel-anytime policy ensures that clients can opt-out of the service without penalty at any time.