The Acorns Spend account is an online checking account that's in some ways more advanced than its competitors and in other ways, a little behind. It stands out because it integrates with Acorns Invest and Later accounts, which are designed for investing and retirement savings. When you swipe your Acorns Spend debit card at a store, Acorns automatically rounds up your purchase to the next dollar and invests the change so you can start investing easily and painlessly. And if you make a purchase at an Acorns partner business, that business will put 10% of your purchase price toward your Acorns Invest account as well. Acorns enables you to manage your money in all of your accounts in one place, but it's also missing a few common features, like mobile check deposit and integration with mobile payment services.

Like most other online checking accounts, Acorns doesn't charge much in the way of fees. It does have a monthly fee of $1 or $3 if you choose to open an Acorns Invest, Later, and Spend account. But other than that, you shouldn't have to worry about too many other charges or balance requirements.

There aren't many customer reviews of Acorns online, so it's difficult to get a good read on what others think of it. If you're unsure whether Acorns is a good fit for you, you can always try it out or reach out to the company for more information on its products and services before deciding.