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SoFi®️ Checking and Savings Review

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SoFi is a versatile financial institution that offers a wide range of banking and lending services. It serves as the second largest marketplace lender in the US, providing student loan refinancing, mortgages, personal loans, and now, checking and savings accounts. Sofi is headquartered in San Francisco and earns an A+ rating with the BBB.


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Top Rated
Our Partner

Earn up to $50 or $400¹ and up to 3.30% APY² when you sign up & set up direct deposit. (see website for details)

  • +1.10% Boost on Savings APY to up to 4.40% for up to 6 months on new accounts. Terms apply.⁸
  • Earn 9x the National Average Rate³
  • $0 Monthly Fees⁴ & Free Overdraft Coverage⁵
  • 2-day-Early-Paycheck⁶
  • FDIC Insured up to $250k plus up to $3M in supplemental insurance⁷

* Interest rates are subject to change at any time. Terms and conditions may apply.