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Standard Auto Financial Auto Loans Review

Rating: 8.7 / 10 (Excellent)
Disclosure: We receive advertising revenue from this partner.
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Standard Auto Financial is a free online marketplace for auto financing for auto loan applicants. It gives auto loan applicants access to hundreds of auto financing providers nationwide. The company has been giving auto loan applicants quick and easy access to its network of auto financing providers regardless of their credit sore. Standard Auto Financial gives quick access to auto loans and offers an alternative to traditional auto loan applications.  

Types of Auto Loans

Standard Auto Financial provide auto financing for new cars and old cars for as low as 2.99% up to 29%.

  • New Auto Loans
  • Auto Refinancing

Auto Loans Available Thru:

  • Car Dealers
  • Lending Institutions


The online marketplace offers an easy and hassle-free application for auto loan applicants starting with providing their zip code. They need to complete a couple of information including personal details and employment information before they can proceed with their request. After submitting their application and receiving their confirmation, customers will be contacted by Standard Auto Financial’s representative within 24 business hours to complete their financing application. The company specializes in good credit, bad credit, and even past bankruptcies which is convenient for customers who have experienced it. Other documentation may be asked by the company or the chosen lender of the customer such as driver’s license, proof of income, proof of residence, and more.


Standard Auto Financial allows any auto loan applicant even with a bad credit to use their platform and apply for an auto loan without obligation. Qualification are provided by the dealers and lending institutions partnered with the online marketplace. The platform also helps clients be matched with lenders that can offer them auto financing which matches their qualification and situation. Other lenders may request more documents other than the ones stated below.

Credit Score

All credit types

Steadily Employed




Newly Employed/New Credit


Loan Details

Minimum Auto Loan


Maximum Auto Loan


Used Car Model

Varies on the lender


Varies on the lender

Down Payment


Funds Release

Not Stated

Auto Loan Fees


2.99% up to 29%

Application Fee


Prepayment Penalty

Not Stated

Origination Fee

Not Stated

Auto Loans at Standard Auto Financial

Auto loan applicants will find Standard Auto Financial a good place to start searching for an auto loan. It offers a quick and convenient auto loan application process that instantly connects applicants to hundreds of auto financing providers. Standard Auto Financial can even get application approved in as little as 24 hours with its secure and two minute application. This is available for both new and old auto loan applicants. Overall, one of the best ways to shop for an auto loan.

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Customer Comments & Reviews

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I applied yesterday, application was easy. Am waiting for the results.

Our Partner
8.7 / 10
  • No credit score required
  • Fast approval as quick as 24 hours
  • Partnered with over 400 lenders and dealers nationwide
  • Auto financing regardless of your credit situation
  • Competitive auto loan rates
  • Auto loans for new and old vehicles