Standard Auto Financial Auto Loans Review

Rating: 7.4 / 10 (Very good)
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Standard Auto Financial is a free online marketplace for auto financing for auto loan applicants. The company allows auto loan applicants quick and easy access to its network of hundreds of auto financing providers nationwide, regardless of their credit sore. Standard Auto Financial offers an alternative to traditional auto loan applications.  

How is Standard Auto Financial rated?


Loan Options
Application & Service

Overall Rating: 7.4 / 10 (Very good)

Standard Auto Financing is an online marketplace for auto loans, combining hundreds of dealerships and credit lending companies across the U.S. These then provide competing offers, Standard's technology chooses one to recommend, and customers are contacted within 24-48 hours. This can be a good choice for people looking to comparison shop between lenders.

Auto Loans & Refinancing

Loan Options - 8 / 10

As Standard Auto Finance is a marketplace that provides loan offers from thousands of companies in their network, they don't give specifics. However, they only offer loans for purchase of new or used vehicles, and don't handle refinancing or lease buyouts.

Types of Loans Offered

Purchase Loans
Refinance Loans
Lease Buyout
Private Party Purchase

Loan Qualifications

Qualification - 8 / 10

Standard Auto Finance can tailor their purchase loans to virtually any applicant, as their partner network of thousands of dealerships and lenders are able to access a large variety of debt instruments. However, they do not offer loans for the purchase of recreational vehicles, campers, motorcycles, classic cars, or antiques.

Borrower Qualifications

Minimum Age
Must be 18 or older
Minimum Income
No Minimum
Minimum Credit Score
No Minimum
US Citizenship Requirement
Verification / Documents Required
Social Security Number

Vehicle Qualifications

Mileage Limit
No Limit
Car Age
No Limit
Car Makes
Any Vehicle Make

Application & Service

Application & Service - 8 / 10

The application process with Standard Auto Finance is little more than a few minutes to fill out their form. From then on, customers can expect to be contacted by a lender within 24-48 hours. Standard chooses this lender from their considerable network of companies, according to the best fit to the customer's specific situation.
Approval Time
Same Day
Funding Time
1-7 Days
No Fees Specified
Benefits/ Features
Online Rates / Application
Pre-approval Soft-credit Inquiry
Customizable Payment Deadlines
Deferred Payments
Joint Loans Available

Standard Auto Financial Reputation & Reviews

Reputation - 5 / 10

Since Standard Auto Financing is an aggregator that consolidates thousands of competing loan offers, there is little to no information about their services in and of themselves. Customers should still research whichever company they are ultimately paired with. Good places to begin are the Better Business Bureau and TrustPilot.

Contact & Additional Information

Lender Type
Homepage URL
Company Phone
(866) 309-7687
Mailing Address
P.O. Box 463 114 North Egan Avenue, Madison, SD, 57042

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Customer Comments & Reviews

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Fayetteville, New York
I applied yesterday, application was easy. Am waiting for the results.

Our Partner
7.4 / 10
  • No credit score required
  • Fast approval as quick as 24 hours
  • Partnered with over 400 lenders and dealers nationwide
  • Auto financing regardless of your credit situation
  • Competitive auto loan rates
  • Auto loans for new and old vehicles