MaxCarLoan Review

Rating: 8.6 / 10 (Excellent)
Disclosure: We receive advertising revenue from this partner. 
Learn more.
MaxCarLoan is an online marketplace for auto loans that gives users access to hundreds of potential auto loan providers. It allows auto loan shoppers to connect and choose from its large network of direct lenders and auto dealers. The company provides a simple online application which lets customers get same-day approval. MaxCarLoan does not charge obligation or application fees.

How is MaxCarLoan rated?


Loan Options
Application & Service

Overall Rating: 8.6 / 10 (Excellent)

MaxCarLoan is an online lender that offers a simplified application process and access to competitive auto loan rates from their select network of participating dealerships and direct lenders. Their website features an uncluttered design for easy navigation and their application process is truly streamlined to provide a hassle-free customer experience. However, there are very few online details about the company, which has no "About Us" section with information on who they are and how long they have been in business. Online customer reviews for MaxCarLoan are equally scant, which makes it harder to ascertain whether the company upholds high customer service standards. Nevertheless, those looking for a quick and easy application, pre-approval, and a good range of financing options despite poor or insufficient credit may benefit from what MaxCarLoan has to offer.

Auto Loans & Refinancing

Loan Options - 9 / 10

MaxCarLoans offers purchase loans for every type of vehicle, including vans and sport utility vehicles. Loan terms and further details will vary by lender, yet will typically range from 24 to 72 months. For people who want to obtain an estimated annual percentage rate and monthly loan repayment amount, the company does provide an affordability calculator that gives you an estimated APR, as well as a monthly payment amount calculator based on the customer's desired loan amount.

Types of Loans Offered

Purchase Loans
Refinance Loans
Lease Buyout
Private Party Purchase

Purchase Loans

Term Length
24 months
Max Term Length
72 months

Loan Qualifications

Qualification - 9.5 / 10

To qualify for an auto purchase loan from MaxCarLoan, applicants must be 18 years or older and may be required to provide personal details such as their social security number. Clients with past credit problems can also apply, but people with very poor credit may benefit from having a co-signer with good credit status.

Borrower Qualifications

Minimum Age
Must be 18 or older
Minimum Income
No Minimum
Minimum Credit Score
No Minimum
US Citizenship Requirement
Verification / Documents Required
Social Security Number

Vehicle Qualifications

Mileage Limit
No Limit
Car Age
No Limit
Car Makes
Any Vehicle Make

Application & Service

Application & Service - 9.5 / 10

Once a client completes the company's online application, MaxCarLoan will match them with companies from their network of auto financing partners within 24 hours or less. If the client is approved, they will be contacted directly and walked through the final stages of the application process. If the customer is matched with one of the company's direct auto finance partners they are able to go to any auto dealer in the state to purchase their car. On the other hand, if they are matched with a participating auto lender, they must purchase a vehicle from that particular lender. MaxCarLoans does not charge any application or processing fees, but particular lenders will determine if additional charges apply.
Approval Time
Same Day
Funding Time
1-7 Days
No Fees Specified
Benefits/ Features
Online Rates / Application
Pre-approval Soft-credit Inquiry
Customizable Payment Deadlines
Deferred Payments
Joint Loans Available

MaxCarLoan Reputation & Reviews

Reputation - 6 / 10

There are no online customer reviews for MaxCarLoan on other reputable consumer review sites like the or If you are interested in securing financing through this company's online marketplace, remember to look up the lender you are matched with on the aforementioned sites and read through customer reviews to ensure the trustworthiness of the business in question.

Contact & Additional Information

Lender Type
Homepage URL
Company Phone
(866) 948-5924
Headquarters Address
4283 Express Ln #425, Sarasota, FL, 34238

Leave a comment for MaxCarLoan
Minimum 12 words.
 No maximum length.
* What's Your Rating?
To make this comment as helpful as possible for our community, please provide at least 2 sentences.

Customer Comments & Reviews

Loading Reviews ...
Toronto, Ontario
Max Car Loan helped me to get a loan at at a dealer right by my house when nobody else would approve me.

Our Partner
8.6 / 10
  • Get approved in minutes
  • Auto loans for new or used cars
  • Large network of auto dealers and direct lenders
  • Access to hundreds for potential loan options
  • No obligation and application fees
  • No minimum credit score required