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LendingTree Auto Refinance Review


ConsumersAdvocate.org Rating: 4.3 / 5 (Excellent)
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LendingTree is a loan matching service that empowers consumers by connecting them with its network of nationwide lenders. LendingTree makes applying for an auto loan quicker and more convenient with its online application portal. The company gives customers the option to select the best rates by letting lenders compete for their business.
 
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Call: (855) 877-2032

How is LendingTree rated?

Breakdown

4.5/5
Loan Details
4.0/5
Customer Experience

Overall Rating: 4.3 / 5 (Excellent)

Founded in 1996, LendingTree is a leading online broker with extensive industry experience offering competitively-priced loans from their national network of lenders. Their fast, convenient, and reliable service allows customers to fill out one simple form from the comfort of their homes, receive multiple offers, and pick the best deal for them. LendingTree offers auto, business, and student loan products as well as credit card deals and free credit scores. Offering a comprehensive suite of products and highly-rated customer support, LendingTree has everything informed consumers could require to secure a low fixed interest rate and favorable terms.

Auto Loans & Refinancing

Loan Details - 4.5 / 5

As an online loan broker, LendingTree stands out from the pack with their ability to offer just about every loan option under the sun. The company offers purchase, refinance, and lease buyout options for those looking to buy a new automobile or obtain a lower interest rate on their current auto loan. LendingTree allows costumers to select between 36 and 72-month terms for both purchase and refinance loans, yet additional loan details such as APRs and monthly repayment amounts will depend on the lender selected and the customer's qualifications. Notwithstanding, the company states the lowest rates for new car loans can range from 3.99% APR for a 36-month loan to a 3.560% APR for a 72-month loan. Refinance APRs can be as low as 3.35% for a 36-month loan to 3.75% for an 72-month loan.

Types of Loans Offered

Purchase Loans
Refinance Loans
Lease Buyout
Private Party Purchase

Purchase Loans

Min. APR
3.56%
Term Length
36 months
Max Term Length
72 months

Loan Refinancing

Min. APR
2.99%
Min. Term Length
36 months
Max Term Length
72 months

Loan Qualifications

Qualification - 4.5 / 5

With LendingTree, applicants over 18 years of age can compare rates from multiple lenders and get approved for an auto loan in as little as 24 hours. As with all online marketplaces, the credit score minimum will be determined by the particular lender, yet LendingTree also features products from companies willing to work with those who have less-than-perfect scores.

Borrower Qualifications

Minimum Age
Must be 18 or older
Minimum Income
No Minimum
Minimum Credit Score
No Minimum
US Citizenship Requirement
No
Verification / Documents Required
Social Security Number

Vehicle Qualifications

Mileage Limit
No Limit
Car Age
No Age Limit
Car Makes
Any Vehicle Make

Application & Service

Customer Experience - 4 / 5

LendingTree helps customers find low fixed auto loan rates through their free online service that matches customers with lenders competing for their business. Previous customers report you can get approved for financing through the company's marketplace in as little as 24 hours and receive funding in one to seven business days. Processing and title fees may depend on the lender. Additionally, since LendingTree has such a vast roster of providers, they have the ability to provide a larger than usual list of additional auto loan benefits and features.
Approval Time
Same Day
Funding Time
1-7 Days
Fees
No Fees Specified
Benefits/ Features
Online Rates / Application
Pre-approval Soft-credit Inquiry
Customizable Payment Deadlines
Deferred Payments
Joint Loans Available

LendingTree Reputation & Reviews

Reputation - 4 / 5

LendingTree has received an A- rating with the Better Business Bureau based on mostly positive customer reviews and few complaints for a company of its size. They also hold a 9.3 TrustScore with Trustpilot.com, where clients have voiced their approval of the company's high customer service standards and easy application process.
Trustpilot Rating
9.3 out of 5
BBB Rating
A-
Number of BBB Positive Reviews
83
Number of BBB Neutral Reviews
14
Number of BBB Negative Reviews
63
Date Collected
2017-12-13

Contact & Additional Information

Lender Type
Marketplace
Homepage URL
https://www.lendingtree.com/
Company Phone
(866) 501-2397
Headquarters Address
11115 Rushmore Dr., Charlotte, NC, 28277
Year Founded
1996

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Customer Comments & Reviews

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G
Greg
3/31/2021
What a crock. After collecting all my sensitive data, gave me rates far above any others I’ve been offered and didn’t even use the correct parameters. Information gathering fraud!

F
Fidel r
12/23/2016
Compra un auto Nissan versa 2017

Top Rated
Our Partner
  • Refinance or purchase a new or used car
  • Their lenders have solutions for most credit situations.
  • Get up to 5 offers from competing lenders!
  • Complete simple and secure online form in minutes.
  • Save on your current or new monthly car payment.
(855) 877-2032
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