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Clearlane Auto Loans Review

Rating: 9.7 / 10 (Excellent)
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Clearlane is an auto loan broker and online marketplace helping consumers finance or refinance their vehicles by matching them with leading lenders from their comprehensive, nationwide network. The company utilizes advanced technology and an intuitive design to provide their customers a streamlined application process and simple steps to secure the financing option that best meets their needs. Their fast quotes, competitive rates, and personalized help and support from expert consultants makes Clearlane a go-to option for quick and convenient auto loan refinance.

Types of Auto Loans

Clearlane’s line of loan programs and protection products includes:

  • Purchase loans to help you buy a new or used vehicle from a dealership
  • Refinance loans to get a lower rate or lower monthly payments
  • Lease buyout to help you purchase your car at the end of your lease
  • Private party purchase so you can buy a car from an individual
  • Guaranteed Asset Protection (GAP) to help you pay the difference between the car’s cash value and the outstanding loan balance.
  • Vehicle Service Contract (VSC) to help you budget for auto repairs by setting aside a low monthly amount.


Clearlane’s straightforward loan process makes finding the right loan quick and easy, just fill out a simple application and speak with a personal loan consultant to determine your needs. You won’t need to provide your SSN to pre-qualify or worry about your credit being affected, as the company only carries out soft credit inquiries. Once you have reviewed your loan options and chosen the solution that best fits your current situation, you only have to submit your pre-qualified offer to the lender and await their decision. Clients can expect to receive offers in as little as 24 hours and be able to close their loans in about a week.


Since Clearlane is a broker and not a direct lender, loan rates, terms, and requirements will vary depending on the chosen lender, vehicle, and factors such as credit score, payment history, employment history, account balances and income, outstanding debts, age, and residency, among others. For those who find the process daunting, want to have a better idea about how much repayment amounts will be or how their credit score could potentially impact their rates, Clearlane provides an easy-to-use loan calculator that estimates monthly payments and annual percentage rates.

Auto Loans with Clearlane

With a quick and convenient application, wholesale rates, and step-by-step assistance from expert loan consultants, Clearlane offers an optimized, hassle-free experience and personalized refinancing solutions. The company’s broad network of local and national auto loan providers and technology-based approach guarantee their clients will find the right products at the best prices. If you’re in need of quick, quality loan financing or refinancing, Clearlane could be an excellent option to consider.

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