Car Credit City Auto Loan Review

Rating: 7.1 / 10 (Very good)
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Car Credit City is a Missouri-based used auto dealer with a variety of financing options available at any one of their six, convenient locations. They specialize in offering competitive pricing on affordable vehicles, accessible to people in credit-challenged situations.

How is Car Credit City rated?


Loan Options
Application & Service

Overall Rating: 7.1 / 10 (Very good)

Car Credit City can be a good choice for people with credit-challenged finances, who may not be able to qualify for a new car loan, and need customized payment plans. Since the lender focuses specifically on affordable used cars, their selection should be approached with care. As with any used vehicle, we recommend buyers have the car inspected for unseen mechanical flaws before making a final decision.

Auto Loans & Refinancing

Loan Options - 8 / 10

Car Credit City doesn't offer any information online about the car loans they can provide their customers.

Loan Qualifications

Qualification - 7 / 10

In order to qualify for a Car Credit City auto loan, potential borrowers must submit their two most recent pay stubs, a valid driver's license, proof of residency, and a down payment (either in the form of cash or a trade-in vehicle). They do allow for co-signers to be used in order to obtain a better deal.

Borrower Qualifications

Minimum Age
Must be 18 or older
US Citizenship Requirement
Verification / Documents Required
Driver's License / Photo ID
Employment Information / Pay Stubs

Application & Service

Application & Service - 6 / 10

Car Credit City makes and approves all their vehicle loans directly in-house, with tailored payment plans available.
Benefits/ Features
Customizable Payment Deadlines

Car Credit City Reputation & Reviews

Reputation - 7 / 10

Car Credit City has an excellent A+ score with the BBB, based on a single review (albeit a negative one). Their TrustPilot score is also good (8.4 out of 10), and reassuringly based on 200 individual reviews.
Trust Pilot Rating
8.4 out of 10
BBB Rating
Number of BBB Positive Reviews
Number of BBB Neutral Reviews
Number of BBB Negative Reviews
Date Collected

Contact & Additional Information

Lender Type
Homepage URL
Mailing Address
PO Box 730, Bridgeton, MO, 63044
Year Founded

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