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BarNone Auto Loans Review

Rating: 9.4 / 10 (Excellent)
Disclosure: We receive advertising revenue from this partner.
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Since 1995, BarNone has been connecting consumers, free of charge, with auto dealerships nationwide. Through BarNone.com and 1-800-BarNone, BarNone delivers consumers looking for auto loans and vehicles to dealerships within their local area. BarNone helps consumers find new car loans, used car loans, and auto refinance loans regardless whether the vehicle purchase is from a dealer or private seller. BarNone helps all consumers, even those with less than ideal credit scores, bankruptcy or repossessions, find the best auto loan solution in the industry.

Types of Auto Loans

BarNone consumers can obtain the following financing for new purchase or existing vehicles:

  • New Auto Loans
  • Used Car Loans
  • Auto Refinancing


BarNone offers quick approvals through its secure, free and online application process at BarNone.com which only takes a few minutes to complete. Once the consumer submits their application, a local dealership makes contact directly with the consumer to go over their options. The brief online application includes Personal, Residential and Employment information.


Eligibility requirements depend on the selected auto lender. This also depends on the type of vehicle the consumer wants to buy or refinance and the loan term. Most lending companies require the following:

  • Must be at least 18 years old
  • Legal Resident of US
  • Social Security Number
  • Must have sufficient income
  • Checking account and employment information
  • Payment history and account balances

Credit Score

All credit types

Steadily Employed




New Credit/Newly Employed


Poor Credit/Bankruptcy




Loan Details

Minimum Auto Loan

Varies on the lender

Maximum Auto Loan

Varies on the lender

Used Car Model

Varies on the lender

Used Car Mileage

Varies on the lender

Down Payment

Offers multiple “Zero Down” loan programs

Funds Release

Not States

Auto Loan Fees


Varies on the lender

Application Fee

Varies on the lender

Prepayment Penalty

Varies on the lender

Origination Fee

Varies on the lender

Auto Loans at BarNone

BarNona is a convenient place to compare and shop for auto loans. It offers a simple online application process and even promises to get loans preapproved in as little as 60 seconds. BarNone also gives clients the option of selecting from a dealer or private seller for added flexibility.

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Our Partner
9.4 / 10
  • Start your approval process in as quick as 60 seconds
  • Safe and secured online application
  • Select the car of your choice: Buy, Used, or Lease New
  • Auto loan calculator available
  • Multiple “Zero Money Down” auto loan programs offered
  • Completely free service