Featured this month

10 Best Pet Insurance

As featured on ABC News, we've looked at reimbursement policies, coverage, and thousands of real reviews. Watch our video.

To keep this free service available, we receive compensation from some partners. However, our criteria ranks the 10 best sites mathematically.
Rank Company Overview Links
1 Healthy Paws
10 /10
  • Consistently #1 in customer satisfaction
  • Chosen by almost 90% of Consumers Advocate visitors
  • Most comprehensive illness and accident coverage
  • Unlimited lifetime benefits + no claim caps!
  • Annual deductible (recommended)
  • Includes emergency care and alternative treatments
2 Pet Plan
9 /10
  • In business globally since 1976
  • Fewest restrictions on coverage including hip dysplasia 
  • Benefits limited to $22k/yr
  • Per-condition deductible (good for chronic conditions)
3 Embrace Pet Insurance
8 /10
  • Illness and accident coverage
  • Optional wellness plan covers spay/neuter surgery
  • Benefits limited to $15k/yr
  • Annual deductible
4 Trupanion
8 /10
  • No limitations on illness and accident coverage
  • Requires spay/neutered pet
  • Unlimited benefits
  • Per-condition deductible (good for chronic conditions) 
5 Pet First
7 /10

 

  • Two plans: Standard & Lifetime
  • Standard plan limits payout per-incident and has many exclusions
  • More expensive Lifetime plan has better coverage with benefits limited to $20k/yr
6 Pets Best
7 /10

 

  • Limitations on hereditary & congenital conditions
  • Annual benefits limited to $20k/yr
  • Annual deductible

 

7 VPI Pet Insurance
6 /10
  • AKA Petinsurance.com - Largest brand in the US
  • Reimbursement on benefit schedule (not actual bill)
  • Annual benefits limited to $14k/yr
  • Wellness coverage & annual deductible 
8 Pet Partners
6 /10
  • AKC affiliated policy
  • Annual benefits limited to $16k/yr
  • 90% reimbursement
9 ASPCA Pet Insurance
6 /10
  • Per-condition payout limit, but no total cap on payouts.
  • Reimbursement on benefit schedule (not actual bill)
  • Annual benefits limited to $3.5k/yr
  • Annual deductible & wellness available
10 Pet Premium
6 /10
  • NEW provider, same underwriter as ASPCA
  • Reimbursement on benefit schedule (not actual bill)
  • Annual benefits limited to $3.5k/yr
  • Annual deductible & wellness available
Additional Companies: