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Founded in 2015, ELFI offers undergraduate, graduate, and parent loans that feature no application or origination fees and no pre-payment penalties. The company offers a choice of fixed- and variable-rate student loans and student loan refinancing. US citizens and permanent US residents are eligible to apply. ELFI is located in Farragut, Tennessee and is a division of Southeast Bank.
Prequalify to estimate rate without affecting your credit score
- Submit online application in minutes
- No application fees, origination fees, and/or prepayment penalty
- Flexible repayment terms to fit your needs and goals
- Student Loan Advisor to guide you through the application process