Compare LendKey vs. SoFi Student Loan Refinance

What’s the difference between LendKey Student Loan Refinance and SoFi Student Loan Refinance? See how our editors compare the two companies below.
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LendKey
9.4 / 10 - Exellent
#4 in Student Loan Refinance
Our Partner
SoFi
9.5 / 10 - Exellent
#2 in Student Loan Refinance
Our Partner
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Key Facts
  • LendKey has average savings of over $15,000
  • Higher chance of approval by LendKey's non-profit lender network
  • Check your rate in 2 minutes, with no impact on your credit score
  • Reduce a $200 monthly payment by as much as $80
  • Rates as low as 1.97% adjustable or 3.25% fixed APR
  • 5, 7, 10, 15 and 20 year terms available
  • No obligation to accept. No fees or prepayment penalties
  • The largest unemployment protection period in the market
  • SoFi members save an average of $17,208 by refinancing their student loans
  • Find your rate in 2 minutes
  • Consolidate & refinance your federal or private student loans
  • As low as 2.24% adjustable or 3.50% fixed APR
  • Up to 20 year loan terms
  • Unemployment protection
  • Simple online application
ConsumersAdvocate.org Ratings
9.4 / 10 - Exellent
10/10
Savings
10/10
Qualifications
9/10
Loan Limits/Terms
10/10
Customer Service
10/10
Additional Fees
10/10
Application Process
9.5 / 10 - Exellent
10/10
Savings
9/10
Qualifications
10/10
Loan Limits/Terms
10/10
Customer Service
10/10
Additional Fees
9/10
Application Process
Customer Reviews
 (1)
1.0 / 10 - Terrible
0%
5 stars
0%
4 stars
0%
3 stars
0%
2 stars
100%
1 stars
Final Verdict

SoFi Student Loan Refinance and LendKey Student Loan Refinance are very close in quality and have the same overall rating. That said, SoFi scores better than LendKey across: Savings, Loan Limits/Terms, and Customer Service. Whereas, LendKey scores better on Qualifications, Additional Fees, and Application Process.