Compare LendKey vs. SoFi Student Loan Refinance

What’s the difference between LendKey Student Loan Refinance and SoFi Student Loan Refinance? See how our editors compare the two companies below.
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Select 2 student loan refinance companies to compare
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LendKey
9.4 / 10 - Excellent
#3 in Student Loan Refinance
Our Partner
SoFi
9.6 / 10 - Excellent
#1 in Student Loan Refinance
Our Partner
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Key Facts
  • LendKey has average savings of over $10,000
  • Higher chance of approval by LendKey's non-profit lender network
  • Check your rate in 2 minutes with no impact on your credit score
  • Reduce monthly payment up to 40%, average savings $10,000
  • Rates set at 2.67% APR - 7.26% APR
  • 5, 7, 10, and 15 year terms available
  • No obligation to accept. No fees or prepayment penalties
  • The largest unemployment protection period in the market
  • SoFi members save an average of $22,359 by refinancing their student loans**
  • Find your rate in 2 minutes
  • Consolidate & refinance your federal or private student loans
  • As low as 3.35% fixed or 2.795% variable APR (with Autopay)
  • Up to 20 year loan terms
  • Unemployment protection
  • Simple online application
ConsumersAdvocate.org Ratings
9.4 / 10 - Excellent
10/10
Savings
10/10
Qualifications
9/10
Loan Limits/Terms
10/10
Customer Service
10/10
Additional Fees
10/10
Application Process
9.6 / 10 - Excellent
10/10
Savings
9/10
Qualifications
10/10
Loan Limits/Terms
10/10
Customer Service
10/10
Additional Fees
9/10
Application Process
Customer Reviews
 (9)
2.4 / 10 - Poor
11%
5 stars
0%
4 stars
0%
3 stars
0%
2 stars
78%
1 stars
Final Verdict

SoFi Student Loan Refinance has a higher overall rating than LendKey Student Loan Refinance. SoFi scores better than LendKey across: Savings, Loan Limits/Terms, and Customer Service. However, LendKey scores better on Qualifications, Additional Fees, and Application Process.

Latest Reviews

A
Anonymous
Dallas, Texas
SoFi Student Loan Refinance review
6/9/2017
I applied and was approved in a timely manner. My interest rate was awesome compared to what I'm at with the Feds. I just now have to decide whether or not I want to give up my rights that the Feds offer with repayment options over the life of the loan.

Jeremy O
Matthews, North Carolina
SoFi Student Loan Refinance review
3/7/2017
Please ignore my last review. I was remarking about another student loan refinance company. SoFi promptly responded to my concern and answered my questions. They (Mitsy) were very prompt and courteous.