Compare LendKey vs. SoFi Student Loan Refinance

What’s the difference between LendKey Student Loan Refinance and SoFi Student Loan Refinance? See how our editors compare the two companies below.
Last Updated: April 20, 2018
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LendKey
9.6 / 10 - Excellent
#3 in Student Loan Refinance
SoFi
9.6 / 10 - Excellent
#4 in Student Loan Refinance
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Key Facts

  • Get pre-approved quotes from credit unions and small banks
  • Rates start at 2.58% APR (variable) and 3.15% APR (fixed)
  • Reduce interest rate by 0.25% by signing up for automatic payments
  • No fees or prepayment penalties
  • BBB-accredited and rated A+
  • Get pre-approved in 2 minutes
  • Easy-to-use loan calculator
  • As low as 3.25% fixed or 2.56% variable APR with AutoPay
  • Up to 20-year loan terms
  • Career Coaches and Wealth Advisors for SoFi members
  • Get a 0.125% discount on other SoFi loan products

ConsumersAdvocate.org Ratings

9.6 / 10 - Excellent
10/10
Loan Specifics
10/10
Qualifications
10/10
Customer Experience
10/10
Company Reputation
9.6 / 10 - Excellent
10/10
Loan Specifics
9/10
Qualifications
10/10
Customer Experience
9/10
Company Reputation

Customer Reviews

 (1)
10.0 / 10 - Excellent
100%
5 stars
0%
4 stars
0%
3 stars
0%
2 stars
0%
1 stars
 (10)
2.2 / 10 - Poor
10%
5 stars
0%
4 stars
0%
3 stars
0%
2 stars
70%
1 stars

Final Verdict

LendKey Student Loan Refinance and SoFi Student Loan Refinance are very close in quality and have the same overall rating. That said, LendKey scores better than SoFi across: Qualifications, and Company Reputation. Whereas, SoFi scores better on Loan Specifics. Both companies score similarly on Customer Experience.


Customer Comments & Reviews

D
Drew H
Kirkland, Washington
10/2/2017
LendKey Student Loan Refinance review
Great rates! Good website. Easy to understand and navigate. Fast and helpful customer service too.


A
Anonymous
Dallas, Texas
6/9/2017
SoFi Student Loan Refinance review
I applied and was approved in a timely manner. My interest rate was awesome compared to what I'm at with the Feds. I just now have to decide whether or not I want to give up my rights that the Feds offer with repayment options over the life of the loan.


Jeremy O
Charlotte, North Carolina
3/7/2017
SoFi Student Loan Refinance review
Please ignore my last review. I was remarking about another student loan refinance company. SoFi promptly responded to my concern and answered my questions. They (Mitsy) were very prompt and courteous.