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Best Student Loan Refinance of 2026
Refinancing your student loans can cut your interest rate and save you thousands. Here’s a comparison of the top private lenders for competitive refinance and consolidation loans.
Last Updated: April 08, 2026
- Compare personalized prequalified rates from multiple lenders
- No impact on your credit score to compare rates
- No origination fees or prepayment penalties
- Free customizable rate & monthly payment comparison tool
Best for Competitive Rates and Flexible Terms
- Get pre-approved in 2 minutes
- Easy-to-use loan calculator
- 5-year, 7-year, 10-year, 15-year, and 20-year loan terms
*Terms and Conditions Apply
- Rates based in part on your earning potential
- Loan amounts between $5,000 and $500,000
- Customizable payments, including skipping one payment per year
- Zero fees of any kind
- No application or origination fees or pre-payment penalties
- Checking rates will not impact your credit score
- Accredited by the Better Business Bureau with an A+ rating
- Get pre-qualified in 3 minutes or less
- Fixed rates starting at 3.59% APR
- Compare refinance options from hundreds of credit unions
- No credit pull for exploring options
- Easy online application
- No application or origination fees
- Compare personalized prequalified rates from multiple lenders
- No impact on your credit score to compare rates
- No origination fees or prepayment penalties
- Free customizable rate & monthly payment comparison tool