APY (Annual Percentage Yield)
Up to 3.8%
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SoFi is a versatile financial institution that offers a wide range of banking and lending services. It serves as the second largest marketplace lender in the US, providing student loan refinancing, mortgages, personal loans, and now, checking and savings accounts. Sofi is headquartered in San Francisco and earns an A+ rating with the BBB.
Earn up to 3.80% APY¹ & up to $300 Cash Bonus with Direct Deposit²
- Earn 9x the National Average Rate³
- $0 Monthly Fees⁴ & Free Overdraft Coverage⁵
- 2-day-Early-Paycheck⁶
- FDIC Insured up to $250k plus up to $3M in supplemental insurance⁷
*Rate as of 1/24/2025
* Interest rates are subject to change at any time. Terms and conditions may apply.