5 Best RV Insurance Companies 2025
Save an Average of 34% on RV Insurance
- Specialized coverage made just for RVers
- Deductible drops 25% each claim-free year
- Bundle with Auto to unlock extra savings
- Trusted by 250,000+ RV owners nationwide
"Turn Off" for liability & collision during storage - Save 53%
- Top rated choice: A+ BBB rating
- Cover your personal belongings or attachments
- Full-timer coverage options
- Mexico insurance options available
- Total Loss RV replacement
Save up to 35%* on RV insurance
- Coverage when you rent your RV, without a commercial policy
- Covers DIY and professional conversions
- File a claim online, via e-mail, or by phone
- Accredited and rated A+ by the Better Business Bureau
Customers report average savings of $321 per year
- Covers everything from class A motorhomes to pop-up campers
- Quote and buy online
- Speak to a professional, licensed agent
- Fully licensed, multi-line agency can quote your auto, home, boat and other insurance products
Specializing in Adventure Vehicle Coverage
- Coverage for RVs, Camper Add-Ons & Towed Trailers
- Extra Protection for Vehicle Modifications
- 24/7 Claims Assistance
Save an Average of 34% on RV Insurance
- Specialized coverage made just for RVers
- Deductible drops 25% each claim-free year
- Bundle with Auto to unlock extra savings
- Trusted by 250,000+ RV owners nationwide
Find the Best RV Insurance
Finding the best RV insurance isn’t just about the lowest rate—it’s about securing coverage that truly fits your travel lifestyle.
The best RV insurance companies offer flexible options, from essential liability and collision to valuable extras like full replacement cost and personal effects protection. Below, you’ll find our reviews of the top RV insurance companies to help you choose the right partner for your next adventure.
Good Sam RV Insurance
About Good Sam RV Insurance:
Good Sam RV Insurance has been a trusted name in the RV community for decades, protecting thousands of RVers on the road and at the campsite. Their customizable policies cover everything from motorhomes to travel trailers, with extras like roadside assistance, vacation liability, and full replacement coverage. Rated highly for customer service and backed by an A+ rating from the Better Business Bureau, Good Sam combines expert RV know-how with 24/7 claims support and nationwide coverage.
- Vehicle Types
- Motorhomes, travel trailers, 5th wheels, camper vans, and more.
- Policies Include
- Bodily injury, Property damage liability, Collision, Comprehensive, Uninsured/underinsured motorist protection
- Specialized Coverages
- Full replacement cost, vacation liability, Mexico insurance, and personal effects.
- Flexible Add-Ons
- Storage suspension (to pause coverage during off-season), accident forgiveness, diminishing deductibles, and roadside assistance (sold separately).
- Deductible Options
- Multiple deductible levels to fit budget and risk preference.
- Discounts Offered
- Multi-policy, safe driver, storage, paid-in-full, and more.
Full-Time RV Coverage:
For RVers who call their rig home year-round, Good Sam offers full-time coverage that works much like a homeowners policy on wheels. It provides personal liability protection, emergency expense allowances, medical payments, and loss assessment coverage—delivering strong, all-around protection for life on the road.
Customer Experience:
Good Sam earns praise for its tailored approach, clear online quote process, and knowledgeable support team. Many RVers value the insurer’s deep understanding of mobile living and appreciate the flexibility to adjust policies as their travel habits evolve.
Save Up to 34% on RV Insurance — Bundle With Auto for Extra Discounts*
National General RV Insurance
About National General RV Insurance:
Part of the Allstate family, National General offers over 75 years of insurance expertise with coverage for all RV types. Backed by an A+ BBB rating and 24/7 RV specialist claims support, National General also provides unique savings like up to 53% off for storage and multi-policy discounts.
- Vehicle Types
- Motorhomes (Classes A–C), fifth-wheels, travel trailers, pop-up campers, and more.
- Policies Include
- Liability (bodily injury & property damage), collision, comprehensive, uninsured/underinsured motorist, and medical payments.
- Specialized Coverages
- Full replacement cost (first 3 model years or purchase price), emergency expense allowance, personal belongings, full-timer coverage.
- Flexible Add-Ons
- Diminishing deductibles, storage savings (up to ~53% off when stored), roadside assistance, Countrywide towing, purchase price guarantee.
- Discounts Offered
- Multi-vehicle/auto bundling (up to 20%), paperless, paid-in-full, safe driving, storage, new business, low mileage.
Full-Timer Coverage:
For RVers who use their vehicle as a primary residence, National General offers full-timer coverage. This includes personal liability, medical payments, loss assessment, and emergency expense allowance, providing protection similar to a homeowners policy for those living on the road.
Save $246/Year on RV Insurance
Roamly RV Insurance
About Roamly RV Insurance:
Roamly RV Insurance offers flexible coverage built specifically for RV owners, including unique protection for rentals without requiring a commercial policy. Highly rated by customers and backed by an A+ Better Business Bureau rating, Roamly insures everything from motorhomes to custom conversions, with options for both part-time and full-time RVers. Their policies are supported by RV-savvy claims specialists and trusted by thousands of RV owners nationwide.
- Vehicle Types
- Motorhomes, camper vans, travel trailers, fifth wheels, teardrop trailers, toy haulers, and more.
- Policies Include
- Liability, collision, comprehensive, uninsured/underinsured motorist, and medical payments coverage.
- Specialized Coverages
- RV rentals without a commercial policy, DIY and professional conversions, and options for full-time RVers.
- Flexible Add-Ons
- Personal effects, vacation liability, and additional living expenses; roadside assistance.
- Deductible Options
- Variety of deductible levels to match budget and coverage needs.
- Discounts Offered
- Multi-vehicle, bundling, safe driver, and claims-free discounts.
Rental-Friendly Coverage:
Roamly’s Rental-Friendly Coverage lets you earn income from your RV without sacrificing protection. Unlike most insurers that deny coverage during rentals, Roamly fully supports peer-to-peer sharing, so you can list your RV with confidence—no hidden exclusions, no loss of coverage.
Get Personalized Coverage for Your RV
RVInsurance.com
About RVInsurance.com:
RVInsurance.com is a specialty agency that connects RV owners with top-rated insurers to secure tailored coverage for motorhomes, travel trailers, and more. With over 30 years of industry expertise and an A+ Better Business Bureau rating, they offer competitive rates and customizable policies. Backed by partnerships with trusted national carriers, they provide coverage designed to match every RVer’s unique needs.
- Vehicle Types
- Motorhomes, travel trailers, fifth wheels, pop-up campers, truck campers, and more.
- Policies Include
- Bodily injury liability, property damage liability, collision, comprehensive, uninsured/underinsured motorist, and medical payments.
- Specialized Coverages
- Full replacement cost, vacation liability, personal effects, custom equipment, and Mexico coverage.
- Flexible Add-Ons
- Roadside assistance, diminishing deductibles, total loss replacement, emergency expense coverage, and full-timer options.
- Deductible Options
- Multiple deductible amounts to suit your budget and coverage needs.
- Discounts Offered
- Multi-policy, safe driver, claims-free, storage, paid-in-full, and RV club membership discounts.