5 High Yield, Low-Risk Places To Put Your Savings Right Now

Earn up to 4.00% APY* & up to $50 or $400 with direct deposit*

• Limited Time Offer - New accounts earn a 0.70% APY boost to 4.00% for up to 6 months with eligible direct deposit*
• $0 min. balance to earn APY
• Open Checking & Savings Accounts with 1 Sign Up
• Up to 2-Day-Early Paycheck³
• Access additional FDIC insurance up to $3M on deposits⁴
• No Account Fees⁵ & No-fee Overdraft Coverage⁶

*Terms Apply

Open SoFi Account Today

Earn up to $50 or $400¹ and 4.00% APY² when you sign up & set up direct deposit.*

• *Limited Time Offer: New Savings Accounts Earn a 0.70% APY Boost to 4.00% for Up to 6 Months with Eligible Direct Deposit⁸
• Earn 0.50% APY² on Checking Balances
• $0 Monthly Fees³ & No Overdraft Fees⁷
• Up to 2-Day-Early-Paycheck⁶
• Access Additional FDIC Insurance up to $3M on Deposits⁴

^{*Terms Apply. 3/20/2026}

Connect with a financial advisor tailored to your needs

• Free 30-minute consultation
• Company does not charge you any fees
• Wide range of educational material available

Earn an uncapped 1% match when you transfer or rollover a brokerage account, IRA or 401(k)*

• Invest in stocks, bonds, options, crypto and more
• Earn rebates on your options trades, including with our free active trading API
• Turn any idea into an investable index. Just enter a prompt, and put our AI to work
• Invest for retirement with a matching 1% bonus on your annual IRA contributions
• Earn 3.3% APY** on your cash with no fees.

Invest in alternative assets beyond just stocks and bonds

• Grow your money tax-deferred or tax-free with Traditional or Roth IRAs.

• Invest directly without custodian delays.

• Get guidance and stay IRS-compliant on a secure platform.