Blooom's provides customers with a highly secure, and easy, hands-off approach to investing that makes it an excellent robo-advisor alternative. Because Blooom is designed to work only with employer-sponsored retirement plans, those without a 401(k), 401(a), 403(b), 457, or TSP account are, unfortunately, not eligible to receive the company's services. For those that do have an employer-sponsored retirement plan, Blooom's remarkably affordable price, strong security features, and automatic portfolio rebalancing are sure to benefit their investing as a whole.