5 Best Stock Trading Apps of 2021
- Lock in 6.7%* Yield with a Bond Account
- No commission or per-contract fees on stock & ETFs
- Earn 4.1% APY** with a fee-free high-yield cash account
- Get rebates on Stock & ETF options contracts with no fees
Get Up to $1,000 in Stock when you Open & Fund a New Active Invest Account*🏆
- Get a 1% Match When you Transfer your Retirement Investments to SoFi IRA
- 1% Match on recurring deposits, paid in rewards points with a SoFi Plus membership
- Buy & sell stocks with no commissions*
- Buy fractional shares starting at $5*
INVESTMENTS ARE NOT FDIC INSURED • ARE NOT BACK GUARANTEED • MAY LOSE VALUE
Trade stocks, options & ETFs commission-free*
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Get Margin Rates Starting at 5.75%
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Get a free stock when you open an account
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Access to 24-hour market & IPOs
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The only IRA with a 1% match
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Earn 5.0% APY on uninvested cash with Gold subscription*
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Your first 30 days are free
*Terms apply. Rate subject to change.
Banking, Investing & Advice All In One App
- Get a $25 bonus when you invest your first $5
- Invest in stocks and ETFs with no add-on commission fees*
- Retirement Account options (Roth + Traditional IRA)
- Set up automatic investing with any amount you choose
- Invest as you spend with the Stock-Back® Visa Card
*Ancillary fees charged by Stash and/or its custodian are not included in the subscription fee.
- Lock in 6.7%* Yield with a Bond Account
- No commission or per-contract fees on stock & ETFs
- Earn 4.1% APY** with a fee-free high-yield cash account
- Get rebates on Stock & ETF options contracts with no fees
SoFi's Disclaimers:
1. Investing in alternative investments and/or strategies may not be suitable for all investors and involves unique risks, including the risk of loss. An investor should consider their individual circumstances and any investment information, such as a prospectus, prior to investing. Interval Funds are illiquid instruments, the ability to trade on your timeline may be restricted. Brokerage and Active investing products offered through SoFi Securities LLC, Member FINRA(www.finra.org) /SIPC(www.sipc.org).
2. There are limitations with fractional shares to consider before investing. During market hours fractional share orders are transmitted immediately in the order received. There may be system delays from receipt of your order until execution and market conditions may adversely impact execution prices. Outside of market hours orders are received on a not held basis and will be aggregated for each security then executed in the morning trade window of the next business day at market open. Share will be delivered at an average price received for executing the securities through a single batched order. Fractional shares may not be transferred to another firm. Fractional shares will be sold when a transfer or closure request is initiated. Please consider that selling securities is a taxable event.
3. Options involve risks, including substantial risk of loss and the possibility an investor may lose the entire investment Before trading options please review the Characteristics and Risks Standardized Options https://www.theocc.com/getmedia/a151a9ae-d784-4a15-bdeb-23a029f50b70/riskstoc.pdf
4. Utilizing a margin loan is generally considered more appropriate for experienced investors as there are additional costs and risks associated. It is possible to lose more than your initial investment when using margin. Please see https://www.sofi.com/wealth/assets/documents/brokerage-margin-disclosure-statement.pdf for detailed disclosure information
5. SoFi Plus members can schedule an unlimited number of appointments with a financial planner during periods in which the SoFi Plus member meets the eligibility criteria set forth in section 10(a) of the SoFi Plus Terms and Conditions. SoFi members who are not members of SoFi Plus can schedule one (1) appointment with a financial planner. The ability to schedule appointments is subject to financial planner availability. SoFi reserves the right to change or terminate this benefit at any time with or without notice. Advisory services are offered by SoFi Wealth LLC, an SEC-registered investment adviser. Information about SoFi Wealth’s advisory operations, services, and fees is set forth in SoFi Wealth’s current Form ADV Part 2 (Brochure), a copy of which is available upon request and at www.adviserinfo.sec.gov
6. Probability of Member receiving $3,000 is a probability of 0.026%; if you don't make a selection in 45 days, you'll no longer qualify for the promo. Customer must fund their account with a minimum of $50.00 to qualify. Probability percentage is subject to decrease.
7. Terms and conditions apply*. For 401k rollovers, existing SoFi IRA members must complete 401k rollovers via this link For SoFi members without a SoFi IRA, a SoFi IRA must first be opened, and 401k rollover must be completed utilizing Capitalize via this link. SoFi and Capitalize will charge no additional fees to process a 401(k) rollover to a SoFi IRA. SoFi is not liable for any costs incurred from the existing 401k provider for rollover. Please check with your 401k provider for any fees or costs associated with the rollover. For IRA contributions, only deposits made via ACH and cash transfer from SoFi Bank accounts are eligible for the match. Click here for the 1% Match terms and conditions.
9. Must be a SoFi Plus member at the time a recurring deposit is received into your SoFi Active or Automated investing account to qualify. Bonus calculated on net monthly recurring deposits made via ACH and paid out as Rewards Points. See Rewards Terms of Service. SoFi reserves the right to change or terminate this promotion at any time without notice. See terms and limitations. https://www.sofi.com/sofiplus/invest/#disclaimers
Public's Disclosures:
All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Open to the Public Investing, member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC.
*Rate as of 2/5/2025. APY is variable and subject to change
**A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. The 6.7% yield is the average, annualized yield to worst (YTW) across all ten bonds in the Bond Account, before fees, as of 2/5/2025. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule.
Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. See Bond Account Disclosures to learn more.
Plynk Disclaimers:
Access to the Plynk app is free. Transactional fees may apply.
Keep in mind that investing involves risk. The value of your investment will fluctuate over time, and you may gain or lose money.
Brokerage services are provided by Digital Brokerage Services LLC (DBS), member FINRA, SIPC, 499 Washington Boulevard, Jersey City, NJ 07310. Brokerage custody and clearing services are provided by Green Pier Fintech LLC, both members FINRA and SIPC.
*Commission-free applies to U.S. equity trades and funds for Digital Brokerage Services LLC (DBS) retail clients. Expenses charged by investments, interest charges, or other expenses for transactions still apply. See brokerage fee schedule for details.
**The Simulated Trading tool is for informational purposes only. Please note that past performance in the simulation does not indicate future results in actual trading. Investing involves risk, including risk of loss. Plynk marks are the property of FMR LLC; third-party marks are the property of their respective owners. © 2026 FMR LLC. All rights reserved.
Robinhood’s Disclosures:
Money is a non-client promoter (“Promoter”) of Robinhood Strategies. Promoter receives compensation of $35 for each newly opened and funded Robinhood Strategies managed account, creating an incentive to positively promote the product. The Promoter is not affiliated with Robinhood Strategies or its affiliates. No fees or other amounts will be charged to Robinhood Strategies clients in connection with, or as a result of, the Promoter’s activities. All investing involves risk, including possible loss of principal. Nothing in this review should be construed as a solicitation, offer, or recommendation, to buy or sell any security or pursue any investment strategy. Investment advisory services provided by Robinhood Asset Management, LLC, an SEC-registered investment adviser.
Margin Disclosure: Margin borrowing increases your level of market risk, as a result it has the potential to magnify both your gains and losses. Before using margin, customers must determine whether this type of strategy is right for them given their investment objectives and risk tolerance. Regardless of the underlying value of the securities you purchased, you must repay your margin loan. Robinhood Financial can change its maintenance margin requirements at any time without prior notice. If the equity in your account falls below the minimum maintenance requirements (varies according to the security), you’ll have to deposit additional cash or acceptable collateral. If you fail to meet your minimums, Robinhood Financial may be forced to sell some or all of your securities, with or without your prior approval. For more information please see Robinhood Financial’s Margin Disclosure Statement, Margin Agreement and FINRA Investor Information.
Margin Risk: Margin trading involves risk and may not be suitable for all investors. Borrowing on margin increases your level of market risk and can amplify both gains and losses.
Margin Requirements: Robinhood Financial may change maintenance margin requirements at any time without prior notice. If the equity in your account falls below minimum maintenance requirements, you may need to deposit additional cash or collateral. If those requirements are not met, Robinhood Financial may sell securities in your account without prior approval.
IRA Match: The 3% matching on annual contributions requires a subscription with Robinhood Gold ($5/mo) and customers must stay subscribed to Gold for 1 year from the date of the first eligible deposit to keep the full Gold match. The funds that earned the match must be kept in the account for at least 5 years to avoid a potential Early IRA Match Removal Fee. Match rate subject to change. Non-Gold customers receive a 1% match. Offer only applies to self-directed IRAs. For more information refer to the IRA Match FAQ.
You must have compensation (wage income) in order to contribute to an IRA. Funds being contributed into or distributed from retirement accounts may entail tax consequences. Contributions are limited and withdrawals before age 59 1/2 may be subject to a penalty tax. Robinhood does not provide tax advice; please consult with a tax adviser if you have questions.
The Robinhood IRA is available to any U.S. customer with a Robinhood brokerage account in good standing.
Robinhood Strategies Managed Portfolios: Robinhood Strategies charges an annual management fee of 0.25% on the net portfolio value of each managed account. Eligible Robinhood Gold subscribers pay no management fees on the portion of their managed account net portfolio value that exceeds $100,000, thereby limiting the annual management fee to $250. Other fees apply.
General Trading Risk: All investments involve risk and loss of principal is possible.
Brokerage services are offered through Robinhood Financial LLC, ("RHF") a registered broker dealer (member SIPC) and clearing services through Robinhood Securities, LLC, ("RHS") a registered broker dealer (member SIPC).
RHF and RHS are not banks. All are separate but affiliated entities. Securities offered by RHF are not FDIC insured and involve risk, including possible loss of principal.
Robinhood Gold is a subscription-based membership program of premium services offered through Robinhood Gold, LLC.
Portfolio management of managed accounts by Robinhood Asset Management, LLC (“Robinhood Strategies”), an SEC-registered investment advisor.
Investing Risk: Investing involves risk, including the possible loss of principal.
Brokerage Services: Brokerage services are offered through Robinhood Financial LLC (“RHF”), a registered broker-dealer (member SIPC), with clearing services through Robinhood Securities, LLC (“RHS”) (member SIPC).
Not a Bank / Insurance: RHF and RHS are not banks. Securities offered through RHF are not FDIC insured and involve risk, including possible loss of principal.
Options Risk: Options involve risk and are not suitable for all investors. Please read Characteristics and Risks of Standardized Options before trading options.
Robinhood Gold: Robinhood Gold is a subscription-based membership program offered through Robinhood Gold, LLC. Fees and terms apply.
Crypto Risk: Cryptocurrency trading is offered through Robinhood Crypto, LLC (NMLS ID 1702840). Trading and holding digital assets involves significant risk, including the risk of substantial loss. Cryptocurrency held through Robinhood Crypto is not FDIC insured or SIPC protected.
*Trading and owning digital assets involves significant risk, including the risk of substantial loss. Cryptocurrency trading is offered through an account with Robinhood Crypto, LLC (NMLS ID 1702840). Robinhood Crypto is licensed to engage in virtual currency business activity by the New York State Department of Financial Services. Cryptocurrency held through Robinhood Crypto is not FDIC insured or SIPC protected.
** Network fees may apply. Availability may be subject to regulatory approval in certain states.
Affiliate Disclosure: Content may include affiliate links. The publisher may receive compensation if you open an account through those links.
Additional Disclosures: https://about.robinhood.com/legal
Kraken's Disclaimers:
*Other fees may apply.
Securities and brokerage services offered by Kraken Securities LLC, member FINRA/SIPC.



