10 Best Mortgage Refinance Lenders 2025

Mortgage refinancing can reduce interest rates and monthly payments, or adjust the loan duration to better fit financial goals. It also offers opportunities to consolidate debt or access home equity for cash.

Rocket Mortgage

 

Refinance your Mortgage & Home Equity
  Fixed Rate: 8 to 30 year Refinance options
  Low rates: Quick quote and approval
  Save time on documents & paperwork
  Speedy document and asset retrieval

TrustPilot Reviews33,271
Trustpilot Rating4.7 out of 5
Originations133,403

AmeriSave Mortgage

 

Home Equity Loans & Refinance – Cash Out
  Unlock cash from within your home
  AI driven analysis to maximize savings
  Low Rates, quick quotes & approval
  $200 Billion funded & 23 years in business

TrustPilot Reviews12,934
Trustpilot Rating4.5 out of 5
Originations9,510

Magnolia Bank

 

Only pay interest on what you borrow
  Cash-Out Refinance
  Ideal for a borrower considering a cash-out refi
  More than $1 billion in annual home closings
  $100K minimun amount, $0 origination fees

TrustPilot Reviews25
Trustpilot Rating4.3 out of 5
Originations839