10 Best Mortgage Refinance Lenders 2025
Mortgage refinancing can reduce interest rates and monthly payments, or adjust the loan duration to better fit financial goals. It also offers opportunities to consolidate debt or access home equity for cash.
Last Updated: September 25, 2025
Rocket Mortgage
Refinance your Mortgage & Home Equity
Fixed Rate: 8 to 30 year Refinance options
Low rates: Quick quote and approval
Save time on documents & paperwork
Speedy document and asset retrieval
TrustPilot Reviews33,271
Trustpilot Rating4.7 out of 5
Originations133,403
AmeriSave Mortgage
Home Equity Loans & Refinance – Cash Out
Unlock cash from within your home
AI driven analysis to maximize savings
Low Rates, quick quotes & approval
$200 Billion funded & 23 years in business
TrustPilot Reviews12,934
Trustpilot Rating4.5 out of 5
Originations9,510
Magnolia Bank
Only pay interest on what you borrow
Cash-Out Refinance
Ideal for a borrower considering a cash-out refi
More than $1 billion in annual home closings
$100K minimun amount, $0 origination fees
TrustPilot Reviews25
Trustpilot Rating4.3 out of 5
Originations839