10 Best Mortgage Refinance Lenders 2026
Mortgage refinancing can reduce interest rates and monthly payments, or adjust the loan duration to better fit financial goals. It also offers opportunities to consolidate debt or access home equity for cash.
Last Updated: March 26, 2026
Our Partner
Rocket Mortgage
Explore Refinance Paths Designed Around You
Access the equity you’ve built over time
Simplify finances with one monthly payment
Pay less interest by adjusting your loan term
Tailored refinancing options to fit your plans
TrustPilot Reviews33,271
Trustpilot Rating4.7 out of 5
Originations133,403
Our Partner
Quicken Loans
Unlock Cash From Within Your Home
Powerful loan refinancing solutions
Real-time updates on loan process
100% online experience
Get matched to the best rate in our network
TrustPilot Reviews20,459
Trustpilot Rating4.2 out of 5
OriginationsN/A
Our Partner
AmeriSave Mortgage
Home Equity Loans & Refinance – Cash Out
Low rates, quick quotes & approval
92% of customers discover savings in minutes
AI driven analysis to maximize savings
$200 Billion funded & 23 years in business
TrustPilot Reviews12,934
Trustpilot Rating4.5 out of 5
Originations9,510
Our Partner
New American Funding
Leverage Your Home's Equity with a Cashout-Refinance
Competitive rates for FICO scores 580-679
No appraisal fee for HELOC & Cash-Out Refi
Pay off debt or high-Interest credit cards
Find the solution for tapping into your home equity
TrustPilot Reviews803
Trustpilot Rating4.7 out of 5
Originations3,110
Our Partner
Magnolia Bank
Only pay interest on what you borrow
Cash-Out Refinance
Ideal for a borrower considering a cash-out refi
More than $1 billion in annual home closings
$100K minimun amount, $0 origination fees
TrustPilot Reviews25
Trustpilot Rating4.3 out of 5
Originations839
Our Partner
Refi.com
Lower Your Rate With a Streamline Refinance
Tap home equity to fund your next home project
Experts on hand to help you reach your financial goals
Online tools for faster, easier refinancing
Get a quote without impacting your credit score
TrustPilot Reviews0
Trustpilot Rating0.0 out of 5
Originations60,666