10 Best Mortgage Refinance Lenders 2025
Mortgage refinancing can reduce interest rates and monthly payments, or adjust the loan duration to better fit financial goals. It also offers opportunities to consolidate debt or access home equity for cash.
Last Updated: June 12, 2025
Our Partner
Rocket Mortgage
Get quotes and pre-qualify quickly
Home Equity Loans & Cash Out Refinance
Low rates: Quick quote and approval
Save time on documents & paperwork
Variable-rate lines of credit
TrustPilot Reviews33,271
Trustpilot Rating4.7 out of 5
Origination Volume133,403
Our Partner
AmeriSave Mortgage
Find a home equity option that works for you
Unlock cash from within your home
Online loan application process
Rate Lock Protection. Lock Now Before Rates Go Up
Over $100 Billion Funded. 21 Years in Business
TrustPilot Reviews12,934
Trustpilot Rating4.5 out of 5
Origination Volume9,510
Our Partner
New American Funding
Leverage Your Home's Equity with a Cashout-Refinance
Competitive rates for FICO scores 580-679
No appraisal fee for HELOC & Cash-Out Refi
Pay off debt or high-Interest credit cards
Find the right solution for tapping into your home equity
TrustPilot Reviews803
Trustpilot Rating4.7 out of 5
Origination Volume3,110
Our Partner
Magnolia Bank
Only pay interest on what you borrow
Cash-Out Refinance
Ideal for any borrower considering a cash-out refi
More than $1 billion in annual home closings
$100K minimun loan amount, $0 in origination fees
TrustPilot Reviews25
Trustpilot Rating4.3 out of 5
Origination Volume839
Our Partner
FourLeaf Federal Credit Union
Receive a Free Rate Lock for 60 Days*
80+ Years of Service
Get a Competitive Refinance Rate
Flexible Options Fit For Your Needs
Easy and Secure Online Application
TrustPilot Reviews126
Trustpilot Rating4.4 out of 5
Origination Volume217