10 Best Mortgage Refinance Lenders 2025
Rocket Mortgage
Get quotes and pre-qualify quickly
Home Equity Loans & Cash Out Refinance
Low rates: Quick quote and approval
Save time on documents & paperwork
Variable-rate lines of credit
Mortgage Research Center
Find trusted lenders. Refinance with confidence.
Lower your rate, payment, or tap into equity
Local, regional, and national lenders availabe
Fast, secure process for today’s homeowners
Refi to save money, access cash, or flexibility
LoanDepot
Fast access to the funds you need
Minimum loan amount: $100k+
Minimum Credit Score: 640+
Cash-Out Refi & HELOC options
A+ BBB Accredited Equal Housing Lender
AmeriSave Mortgage
Home Equity Loans & Refinance – Cash Out
Unlock cash from within your home
AI driven analysis to maximize savings
Low Rates, quick quotes & approval
$200 Billion funded & 23 years in business
Magnolia Bank
Only pay interest on what you borrow
Cash-Out Refinance
Ideal for a borrower considering a cash-out refi
More than $1 billion in annual home closings
$100K minimun amount, $0 origination fees
LendingTree