10 Best Mortgage Refinance Lenders 2026
Mortgage refinancing can reduce interest rates and monthly payments, or adjust the loan duration to better fit financial goals. It also offers opportunities to consolidate debt or access home equity for cash.
#1
Our Partner
Rocket Mortgage
Explore Refinance Paths Designed Around You
Access the equity you’ve built over time
Simplify finances with one monthly payment
Pay less interest by adjusting your loan term
Tailored refinancing options to fit your plans
Trustpilot Rating4.7 out of 5
Trustpilot Reviews28,899
Originations126,258
#2
Our Partner
Refi.com
Lower Your Rate With a Streamline Refinance
Tap home equity to fund your next home project
Experts on hand to help you reach your financial goals
Online tools for faster, easier refinancing
Get a quote without impacting your credit score
Trustpilot Rating0.0 out of 5
Trustpilot Reviews0
Originations60,666
#3
Our Partner
New American Funding
Leverage Your Home's Equity with a Cashout-Refinance
Competitive rates for FICO scores 580-679
Pay off debt or high interest credit cards
Enjoy a simplified process for a hassle-free experience
The right solution for tapping into home equity
Trustpilot Rating4.9 out of 5
Trustpilot Reviews803
Originations26,024
#4
Our Partner
AmeriSave Mortgage
Home Equity Loans & Refinance – Cash Out
Unlock cash from within your home
AI driven analysis to maximize savings
Low Rates, quick quotes & approval
$130 Billion funded & 23 years in business
Trustpilot Rating4.5 out of 5
Trustpilot Reviews12,585
Originations9,510
#5
Our Partner
Magnolia Bank Mortgage
Only pay interest on what you borrow
Flexible terms up to 30 years
Most loans are closed in 30 days or less
FDIC Bank since 1919 with A+ BBB Rating
Fixed rate mortgage & low down payment options
Trustpilot Rating4.2 out of 5
Trustpilot Reviews23
Originations1,657
#6
Our Partner
Quicken Loans
Unlock Cash From Within Your Home
Powerful loan refinancing solutions
Real-time updates on loan process
100% online experience
Get matched to the best rate in our network
Trustpilot Rating4.2 out of 5
Trustpilot Reviews20,459
Originations0