10 Best Mortgage Refinance Lenders 2026
Mortgage refinancing can reduce interest rates and monthly payments, or adjust the loan duration to better fit financial goals. It also offers opportunities to consolidate debt or access home equity for cash.
#1
Our Partner
Rocket Mortgage
Unlock the Value Already in Your Home
Put your home’s equity to work for you
Predictable payments with fixed interest rates
Guidance from experienced Home Loan Experts
Fund renovations, upgrades, or major expenses
Trustpilot Rating4.7 out of 5
Trustpilot Reviews28,899
Originations126,258
#2
Our Partner
New American Funding
100% online application available
Home Equity Loans or Cash-Out Refinance
Pay off higher interest rate credit cards
Home Improvement or buy a vacation home
311k+ positive reviews, A rating from the BBB
Trustpilot Rating4.9 out of 5
Trustpilot Reviews803
Originations26,024
#3
Our Partner
AmeriSave Mortgage
Home Equity Loans & Refinance – Cash Out
Unlock cash from within your home
AI driven analysis to maximize savings
Low Rates, quick quotes & approval
$130 Billion funded & 23 years in business
Trustpilot Rating4.5 out of 5
Trustpilot Reviews12,585
Originations9,510
#4
Our Partner
Figure
Borrow up to $750K
No prepayment penalties
Consolidate debt or finance your next project
100% digital app & online appraisal
100% online application
Trustpilot Rating4.5 out of 5
Trustpilot Reviews2,504
Originations8,385
#5
Our Partner
Hometap
No prepayment penalty
Fund education & life events
Borrow up to $600,000
Dedicated Investment Manager to guide the process
Only 25% equity required
Trustpilot Rating4.9 out of 5
Trustpilot Reviews3,575
Originations0
#6
Our Partner
Quicken Loans
Unlock Cash From Within Your Home
Powerful home equity solutions
Real-time updates on loan process
100% online experience
Get matched to the best rate in our network
Trustpilot Rating4.2 out of 5
Trustpilot Reviews20,459
Originations0