10 Best Home Equity Lenders 2026
Home equity loans can cover home improvement costs, consolidate debt, or provide extra funds. Tapping into equity helps secure the financial support you need. Here are the top lenders today.
#1
Our Partner
Rocket Mortgage
Unlock the Value Already in Your Home
Put your home’s equity to work for you
Predictable payments with fixed interest rates
Guidance from experienced Home Loan Experts
Fund renovations, upgrades, or major expenses
#2
Our Partner
AmeriSave Mortgage
Home Equity Loans & Refinance – Cash Out
Unlock cash from within your home
AI driven analysis to maximize savings
Low Rates, quick quotes & approval
$130 Billion funded & 23 years in business
#3
Achieve Home Loans
Smart debt consolidation solution for homeowners
Fast funding - get your funds in as little as 5 days
No refinance required, borrow up to $700k
Minimum FICO score of 600+
#4
Our Partner
Figure
Largest non-bank HELOC lender in the US
Borrow up to $750k
Approval in 5 minutes
Funding in as few as 5 days
#5
Our Partner
Home financing, made simple
- Shockingly affordable rates
- Pre-approval in minutes
- Rated A+ by the BBB and 4.8/5 stars across 700+ verified Bankrate reviews
- A simple mortgage process, built to close on time