Best Mortgage Rates 2025
These mortgage companies can turn your dream home into a reality. Compare local mortgage lenders near you and find a top mortgage lender today.
#1
Rocket Mortgage
Get quotes and pre-qualify quickly
Home Equity Loans & Cash Out Refinance
Low rates: Quick quote and approval
Save time on documents & paperwork
Variable-rate lines of credit
Trustpilot Rating4.7 out of 5
Trustpilot Reviews28,899
Originations126,258
#2
Discover Home Loans
Home Equity Loan
$0 costs at closing | $0 appraisal fees
$0 application fees | $0 origination fees
Loan amounts starting at $35,000
Competitive fixed rates
Trustpilot Rating2.0 out of 5
Trustpilot Reviews256
Originations17,224
#3
AmeriSave Mortgage
Find a home equity option that works for you
Unlock cash from within your home
Online loan application process
Turn your home equity into the cash you need
Over $100 Billion Funded. 21 Years in Business
Trustpilot Rating4.5 out of 5
Trustpilot Reviews12,585
Originations9,510
#4
FourLeaf Federal Credit Union
Home Equity Line of Credit
Competitive fixed intro rate for 12-months
Access cash when you need it
Easy online application process
Consolidate debt or renovate your home
Trustpilot Rating4.4 out of 5
Trustpilot Reviews126
Originations1,187
#5
Upstart Mortgage
Borrow $26,000 - $250,0001
Credit scores as low as 600
Close in as fast as 5 days2
Check rates in minutes
Upstart family of brands has helped 3 million customers3
Trustpilot Rating0.0 out of 5
Trustpilot Reviews0
Originations998
#6
LendingTree
Wide Network of Lenders
Free to check mortgage offers today
Simple and secure process
Personalized mortgage quotes with no credit impact
Terms & conditions apply
Trustpilot Rating4.3 out of 5
Trustpilot Reviews14,440
OriginationsN/A
#7
Hometap
No prepayment penalty
Fund education & life events
Borrow up to $600,000
Dedicated Investment Manager to guide the process
Only 25% equity required
Trustpilot Rating4.9 out of 5
Trustpilot Reviews3,575
OriginationsN/A