Rating: 9.8 / 10 (Excellent)
6 Customer Reviews - see all comments
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LendingTree is an online loan marketplace based out of North Carolina. Since 1996, its website has been a portal connecting borrowers with lenders from their comprehensive network. Besides offering a variety of loans and mortgage products, the company also extends tools, educational resources, and access to products like credit repair and debt relief, among others.

How is LendingTree rated?


Loan Specifics
Customer Experience
Qualification Requirements
Lender Reputation

Overall Rating: 9.8 / 10 (Excellent)

LendingTree is one of the first online lending marketplaces in the mortgage industry. They feature an extensive network of lenders, which can help borrowers from different financial backgrounds obtain conventional, FHA, and VA mortgage loans. By merely inputting some essential details, borrowers can connect with up to five different mortgage providers offering products for which they are likely to qualify.

LendingTree Customer Experience

Loan Specifics - 10 / 10

LendingTree is a marketplace lender, which means that it doesn't originate loans, but instead connects prospective homebuyers with lenders from their vetted network. Generally speaking, marketplace websites can put buyers in contact with lenders who offer virtually every type of loan, including adjustable or fixed-rate mortgages with varying terms, and other specialty debt products such as jumbo or low downpayment loans.

Types of Mortgage Loans Offered

  • Marketplace

Minimum Loan Amount


LendingTree Customer Experience

Customer Experience - 9.5 / 10

Since Lending Tree is a lending marketplace, they don't offer information about estimated decision or closing times, as this will depend on each lender. However, in order to help their customers make well-informed decisions, they do provide a wealth of helpful articles and loan calculators.

Online Features

Online Application
Online Quote
Additional Tools and Resources
Affordability Calculator
Loan-to-debt Ratio Calculator
Help Articles
Check Today's Rates

LendingTree Qualification Requirements

Qualification Requirements - 10 / 10

Each lender in LendingTree's network has particular qualification requirements. However, we can anticipate that a minimum credit score of 580 is fairly standard for a low downpayment mortgage or FHA loan—though many companies will consider this low—and require at least 620 for a conventional mortgage. Likewise, LendingTree's advertised minimum down payment is 3.5% of the total loan amount, but be aware that not all lenders will accept this sum.

Key Requirements at a Glance

Minimum FICO Score
Non-Traditional Credit History Considered?

LendingTree Lender Reputation

Lender Reputation - 9.6 / 10

LendingTree is a lending marketplace which connects borrowers with up to five different lenders, once they've filled out some financial information. However, their network of lenders is well-vetted, resulting in LendingTree itself obtaining good customer reviews. We do recommend that homebuyers thoroughly research the companies they get paired with, verifying such customer-based review sites as Trustpilot and the Better Business Bureau.

Key Facts

Lender Type
Year Founded
BBB Rating
BBB Positive Reviews
BBB Negative Reviews
TrustPilot Rating
9.3 out of 10
Collection Date

Complaints & Regulatory Actions

Nationwide Mortgage Licensing System ID
The Nationwide Mortgage Regulatory Actions
Consumer Financial Protection Bureau Complaints

Company Profile

Full Name
LendingTree Mortgage
Company Website
11115 Rushmore Drive, Charlotte, NC, 28277

Top Rated
Our Partner
9.8 / 10
  • Our #1 Choice - Banks Compete, You Win!
  • Rates as low as 3.75% APR (for 15-year fixed-rate mortgages)
  • Compare quotes from up to 5 lenders in minutes, free of cost
  • Save time, view offers online, and get your free credit score
  • Take advantage of their extensive customer education section

Latest LendingTree Reviews

Newark, New Jersey

This is a fraud company, inexperienced very rude staff, they misusing customers data i would say zero rating

Fenton, Michigan

gave financial info - told GREAT - would be closing in 20 or less days. Then the foot draging began and 3-4 day lag between contact and misleading answers - They got $495 appraisal fee and $120 misc up front charges then told me my income did not qualify for any loan and could I get a cosigner - thanks for charging me over $600 for nothing.

Fitchburg, Massachusetts

This sounds like a marketing scam. They get your info and sell it to other mortgage providers.

Lourdes R
Hollywood, Florida

This is a very misleading company - don't give your information

Justine B
Brownsburg, Indiana

One of the worst companies every. Told my client they would have an interest rate 1/2% lower than the market and by the time we were ready to close it had increased to 1/2 % than the market and they charge extremely high lender fees. Would not use them.

Billy T
Eugene, Oregon

I will never EVER provide my contact information to this company. I was continuously harassed with numerous calls, daily, even after I told them to stop calling. I work nights, so this was an even worse issue. I told them repeatedly to leave their contact info and I would call them back when I woke up, but they continued to call. In fact, I had to threaten their reps with legal action before it stopped. They literally drove me to refinance with another institution, simply because of their tactics.