AmeriValue Mortgage Refinance Review

Rating: 9 / 10 (Excellent)
Disclosure: We receive advertising revenue from this partner. Learn more.
AmeriValue is an online mortgage aggregator offering loan and lender matching services as well as information regarding loans, mortgages, and interest rates. The company delivers a simple online application form that requires minimum personally identifiable information, after which the applicant can receive multiple loan offers via email.

How is AmeriValue rated?

Breakdown

10/10
Loan Specifics
10/10
Customer Experience
8/10
Qualification Requirements
8/10
Lender Reputation

Overall Rating: 9 / 10 (Excellent)

As an online marketplace, AmeriValue offers a good variety of purchase and refinance loans for all kinds of credit profiles. Their approach, like that of other aggregators, centers around matching customers with lenders from their extensive list of providers, which includes such companies as Quicken Loans, Bank of America, and Citi Group. Although their website leaves much to be desired with regard to additional tools, resources, and information, AmeriValue's matching service delivers quick results and requires very little information from the applicant. Those shopping for the lowest rates or looking to speed up the process of narrowing down lenders could find AmeriValue an option worth considering.

AmeriValue Customer Experience

Loan Specifics - 9.7 / 10

AmeriValue is a mortgage aggregator, which means they merely offer loan matching services and are not direct or indirect lenders or mortgage brokers. From what can be gathered from their online application form, the company extends fixed-rate and adjustable-rate loans for the purchase or refinance of single or multifamily homes as well as townhouses and condos intended to be used as primary residences, vacation homes or investment properties. Some of the lenders in the company's network also provide FHA and VA loans.

Type of Mortgage Loans

["Marketplace"]

Types of Mortgage Loans Offered

  • Marketplace

AmeriValue Customer Experience

Customer Experience - 9.5 / 10

AmeriValue's online application is truly user-friendly and can be completed in minutes. To receive quotes via email, users are only required to provide essential pieces of information, including their full name, address, and phone number. Despite their claims, the company's website doesn't seem to feature helpful articles or other tools that may help consumers better understand the products they market.

Online Features

Online Application
Yes
Online Quote
No
SSN Required for Quote
No

AmeriValue Qualification Requirements

Qualification Requirements - 8.4 / 10

AmeriValue's online application form allows users to select their credit score from a slider button. The minimum score listed is 560 (poor). Applicants with FICO scores as low as 500 should know they are still eligible for FHA loans, yet will be required to have a larger down payment amount of at least 10%.

Key Requirements at a Glance

Minimum FICO Score
560

AmeriValue Lender Reputation

Lender Reputation - 8.3 / 10

AmeriValue, registered under LeadPoint, Inc. is a Better Business Bureau-accredited company with no positive or negative customer reviews to date. The company has only received five complaints since their accreditation in 2006, none of which are available to the public. AmeriValue has yet to establish a presence on other consumer review websites like Trustpilot.com.

Key Facts

Lender Type
Marketplace
Year Founded
2004
BBB Rating
A+
Collection Date
2018-02-01

Complaints & Regulatory Actions

Nationwide Mortgage Licensing System ID
3175
The Nationwide Mortgage Regulatory Actions
2

Company Profile

Full Name
AmeriValue Mortgage Refinance
Company Website
Headquarters
2045 S. Barrington Ave., Suite A, Los Angeles, CA, 90025

Our Partner
9.0 / 10
  • Accredited by the Better Business Bureau with an A+ rating
  • Free loan and lender matching services
  • A large network of local and national lenders
  • Options available for all credit types
  • A quick and simple online application form
  • Little personally identifying information required