Home Types
- Condominium
- Second Home
- Single Family Home
- Investment Home
Types of Mortgages
Fixed Rate Mortgages
- 15 Year Fixed
- 30 Year Fixed
Adjustable Rate Mortgages
- 3 Year ARM
- 5 Year ARM
- 7 Year ARM
- 10 Year ARM
- 30 Year ARM
Veteran Loan Rates
- 15 Year Fixed
- 30 Year Fixed
USDA Rates
- 30 Year Fixed
FHA Rates
- 15 Year Fixed
- 30 Year Fixed
Home Affordable Refinance Program (HARP)
Jumbo Loans
Qualifying
AmeriSave provides loan services for U.S. and non-U.S. citizen regardless whether they are a permanent or non-permanent resident of USA. Before being approved for a certain loan the property will have to be appraised in order to ensure that the mortgage loan amount will not exceed the value.
- Minimum credit score of 620 for conventional products. (580 minimum credit score for FHA, USDA, and VA)
- Requires appraisal to determine the applicant’s property value, and if they are refinancing or purchasing a property
- Must provide full documentation regarding an applicant’s income for conventional loans. Limited documentation is allowed for FHA and VA applicants.
- Receive their Certified Approval within hours
AmeriSave Loans Bottom Line
AmeriSave is one service you should consider, because of its direct loan service and broad network of online mortgage lenders. Various associations have praised the company not only for the rate options that it provides but also because of its fast and straightforward online application.