Healthinsurance.com Medicare Advantage Insurance Review

Plan Types

The Medicare Advantage plans that HealthInsurance.com offers include all coverage contained in Parts A & B of original Medicare. You can purchase Medicare Advantage (Part C) and prescription drug (Part D) plans through HealthInsurance.com. You can also purchase Part C plans that include prescription drug coverage. Once you enter your zip code, you can view policy options in your area, view the details of each plan, see if they cover your prescriptions, and enroll if you find a plan you like. You can also compare up to three plans side by side.

Coverage

Coverage and coverage limits are determined by the specific policy you choose. Since HealthInsurance.com works with many insurance companies to help you find the plan that's right for you, you have a lot of choice and flexibility when you work with them. Sometimes people opt for Medicare Advantage over Original Medicare to get coverage for things original Medicare doesn't cover. Depending on the plan you choose, you may qualify for extra benefits such as:

• Chiropractic care and acupuncture
• Dental coverage
• Emergency coverage outside of the United States
• Fitness benefits
• Hearing coverage
• Prescription drug coverage
• Transportation
• Vision coverage

Pricing, including premiums and copays, will vary by the coverage you select.

Price

HealthInsurance.com provides consumers with many Medicare Advantage plan options and simplifies the process of comparing plans. Premium costs depend on where you live and which type of plan you choose. Many of the Medicare Advantage plans do not have a monthly plan premium. Part D plans usually do, but monthly plan premiums typically average $30. The only way to know how much your policy will cost you is to explore the options in your area. 

Customer Experience

HealthInsurance.com is an easy-to-use site that allows you to find and compare plans available to you based on your location and specific health circumstances. They offer a learning center on their site that includes well-written and informative articles to help customers understand the ins and outs of Medicare before making a selection. You can also contact licensed insurance agents at HealthInsurance.com by phone or email for more information. 

Financial Strength

HealthInsurance.com partners with several leading health insurers, many of whom receive high marks for financial stability on such websites as Standard & Poor's and Moody's. It's always a good practice to research the company that underwrites any policy you are considering to make sure they're financially stable enough to pay out claims when necessary. 

Reputation

HealthInsurance.com has an A+ rating with the BBB with only one complaint about the volume of email using the site produced. In order to provide you with a quote, HealthInsurance.com shares your personal information with underwriters, which is a legitimate and necessary use of your data. Unlike some of its competitors, the company has a good privacy policy that does not permit it to provide your personal data to companies that aren't in the health insurance business.