10 Best Short-Term Care Insurance of 2025
Explore our carefully curated list of the best Short-Term Care Insurance options tailored to your specific needs and budge. Whether you require assistance in your home, at a nursing facility, or through an outpatient program, we got you covered with the best policies in 2024!
Best Overall
Our Partner
Best for Stand-Alone LTC Insurance
- Eligibility is limited to adults between the ages of 50 and 72
- Specialists work one on one to find the best coverage
- Offers discounts up to 20% off
- Inflation protection, shared care options, flexible benefit periods
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Discounts:
- Up to 20% Spousal Discount
- Up to 15% Preferred Health Discount
#2
Our Partner
Best for Comparing Multiple Providers
- Nation’s leading provider since 1976 with unmatched expertise
- Cost of Care Map tool to understand costs
- Don't Qualify for LTC? Ask about Short-Term or Extended Care!
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Issuing Age: 50-72
#3
Best for Flexible Coverage Options and Shared Policies
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Eligibility is limited to adults between the ages of 50 and 72
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Whole, term, and universal policies available
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Two people can share one policy and divide benefits as they wish
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Accessible via GoldenCare
#4
Best for Inflation Protection
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Eligibility is limited to adults between the ages of 50 and 72
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Tax-qualified plans
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Solid financial ratings over a long period of time
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6-year maximum benefit period
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Accessible via GoldenCare
#5
Our Partner
Best for Customizable Coverage
- Appropriate for individuals between 50 to 72
- Facility care and/or in-home care coverage options
- Special pricing for joint policies available
- Accessible via GoldenCare
#6
Our Partner
Best For Hybrid Plans
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Intended for adults between the ages of 50 and 72
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Long-term care benefits provided with life insurance & annuities
- Coverage for hospice & respite care, caregiver training included
- Accessible via GoldenCare
Best Overall
Our Partner
Best for Stand-Alone LTC Insurance
- Eligibility is limited to adults between the ages of 50 and 72
- Specialists work one on one to find the best coverage
- Offers discounts up to 20% off
- Inflation protection, shared care options, flexible benefit periods
______________________________________________________________________________________________________________
Discounts:
- Up to 20% Spousal Discount
- Up to 15% Preferred Health Discount