10 Best Long Term Care Insurance of 2025
Looking for the right Long-Term Care insurance can feel overwhelming, but we’re here to make it easier. Whether you’re looking for the best coverage, affordability, or personalized plans, we’ve gathered all the information you need in one place. Let us help you find the right LTC plan with expert insights, so you can focus on what matters most.
Our #1 Choice
Our Partner
Best for Stand-Alone LTC Insurance
- Eligibility is limited to adults between the ages of 50 and 75
- Specialists work one on one to find the best coverage
- Offers discounts up to 20% off
- Inflation protection, shared care options, flexible benefit periods
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Discounts:
- Up to 20% Spousal Discount
- Up to 15% Preferred Health Discount
#2
Our Partner
Best for Comparing Multiple Providers
- Nation’s leading provider since 1976 with unmatched expertise
- Cost of Care Map tool to understand costs
- Don't Qualify for LTC? Ask about Short-Term or Extended Care!
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Issuing Age: 50-75
#3
Best for Flexible Coverage Options and Shared Policies
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Eligibility is limited to adults between the ages of 50 and 75
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Whole, term, and universal policies available
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Two people can share one policy and divide benefits as they wish
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Accessible via GoldenCare
#4
Best for Inflation Protection
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Eligibility is limited to adults between the ages of 50 and 75
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Tax-qualified plans
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Solid financial ratings over a long period of time
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6-year maximum benefit period
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Accessible via GoldenCare
#5
Our Partner
Best for Customizable Coverage
- Appropriate for individuals between 50 to 75
- Facility care and/or in-home care coverage options
- Special pricing for joint policies available
- Accessible via GoldenCare
#6
Our Partner
Best For Hybrid Plans
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Intended for adults between the ages of 50 and 75
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Long-term care benefits provided with life insurance & annuities
- Coverage for hospice & respite care, caregiver training included
- Accessible via GoldenCare
#7
Our Partner
Best for Comparing Multiple Plans in One Place
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Eligibility: ages 55-70, $100k+ net worth, in good health
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Offers Hybrid Plans Combined with Life Insurance
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Comprehensive, affordable plans
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Protects your assets with tax-free benefits
Our #1 Choice
Our Partner
Best for Stand-Alone LTC Insurance
- Eligibility is limited to adults between the ages of 50 and 75
- Specialists work one on one to find the best coverage
- Offers discounts up to 20% off
- Inflation protection, shared care options, flexible benefit periods
______________________________________________________________________________________________________________
Discounts:
- Up to 20% Spousal Discount
- Up to 15% Preferred Health Discount