Many or all of the companies featured compensate us. Compensation and research may determine where and how companies appear. Learn more

Best Life Insurance of 2026

Looking for a Term Life policy? Term life insurance is a cost-effective way to provide financial security to your loved ones in case of unexpected death. It offers coverage for a specific period of time, typically 10, 20, or 30 years.. We’ve done hours of research to compare top life insurance companies in the country so you don’t have to!
Our #1 Choice
Our Partner
Get term life insurance from the comfort of your couch
  • Best for adults 20 to 60
  • Term Life policy starting around $8 a month

  • Nearly 4 in 5 people get an offer exam-free


Policy Amount$100k - $10M
Medical ExamVaries by policy
Policy TypesTerm Life
#2
Our Partner

Get $250k in Term Life Insurance for as Low as $13/month

  • A Trusted Partner since 1995
  • Customizable Policies that Fit Your Needs and Budget
  • Term Life Insurance up to $10M+
  • Apply 100% Online or with the Help of an Agent

Policy Amount$100k - $10M+
Medical ExamRequired
Policy TypesTerm
#3
Our Partner
  • Guaranteed approval for all applicants aged 66-85
  • Get coverage for final expenses instantly
  • No Medical Exams or Blood Tests, just answer a few questions online
  • Coverage range from $1,000 to $30,000

Policy Amount$50k-$3M
Medical ExamVaries by policy
Policy TypesTerm Life
#4
Our Partner

Talk to an agent about the best coverage for your needs

  • Income tax-free death benefit
  • Convert some policies to long-term protection

 

The ranks shown are provided by a third party for the advertisers and are not on behalf of any particular product or its performance. Click here for additional details.

 


Policy AmountStarting at $25k
Medical ExamRequired
Policy TypesTerm, Whole, Universal Life
#5
Our Partner

No medical exam required 

  • Best for consumers 45 years and older
  • Save up to $6,000 over the lifetime of your policy 
  • Speak with an agent to get the best policy

Policy Amount$25k - $5M
Medical ExamNot Required
Policy TypesTerm, Whole, Universal Life
#6
Our Partner

A trusted provider with over a century of insurance expertise

  • Offers tailored life insurance, annuities, and retirement solutions through SelectQuote
  • Highly rated for financial strength by independent agencies
  • Committed to environmental and social responsibility initiatives

Policy Amount$50k+
Medical ExamRequired
Policy TypesTerm, Whole, Universal Life
#7
Our Partner
Connect with a Licensed Agent to Find the Best Plan
  • Plans as low as $1 a day with fixed rates that never increase.
  • Coverage for funeral and final expense costs.

Policy AmountUp to $40,000
Medical ExamVaries by policy
Policy TypesWhole Life

Our #1 Choice
Our Partner
Get term life insurance from the comfort of your couch
  • Best for adults 20 to 60
  • Term Life policy starting around $8 a month

  • Nearly 4 in 5 people get an offer exam-free


Policy Amount$100k - $10M
Medical ExamVaries by policy
Policy TypesTerm Life