Now With New, Lower Rates
- Term rates starting at $11 a month
- Most who apply are accepted
Best Life Insurance of 2026
Looking for a Term Life policy? Term life insurance is a cost-effective way to provide financial security to your loved ones in case of unexpected death. It offers coverage for a specific period of time, typically 10, 20, or 30 years.. We’ve done hours of research to compare top life insurance companies in the country so you don’t have to!
Our #1 Choice
Our Partner
Get term life insurance from the comfort of your couch
- Best for adults 20 to 60
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Term Life policy starting around $8 a month
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Nearly 4 in 5 people get an offer exam-free
Policy Amount$100k - $10M
Medical ExamVaries by policy
Policy TypesTerm Life
#2
Our Partner
Get $250k in Term Life Insurance for as Low as $13/month
- A Trusted Partner since 1995
- Customizable Policies that Fit Your Needs and Budget
- Term Life Insurance up to $10M+
- Apply 100% Online or with the Help of an Agent
Policy Amount$100k - $10M+
Medical ExamRequired
Policy TypesTerm
#3
Our Partner
- Guaranteed approval for all applicants aged 66-85
- Get coverage for final expenses instantly
- No Medical Exams or Blood Tests, just answer a few questions online
- Coverage range from $1,000 to $30,000
Policy Amount$50k-$3M
Medical ExamVaries by policy
Policy TypesTerm Life
#4
Our Partner
Talk to an agent about the best coverage for your needs
- Income tax-free death benefit
- Convert some policies to long-term protection
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Policy AmountStarting at $25k
Medical ExamRequired
Policy TypesTerm, Whole, Universal Life
#5
Our Partner
No medical exam required
- Best for consumers 45 years and older
- Save up to $6,000 over the lifetime of your policy
- Speak with an agent to get the best policy
Policy Amount$25k - $5M
Medical ExamNot Required
Policy TypesTerm, Whole, Universal Life
#6
Our Partner
A trusted provider with over a century of insurance expertise
- Offers tailored life insurance, annuities, and retirement solutions through SelectQuote
- Highly rated for financial strength by independent agencies
- Committed to environmental and social responsibility initiatives
Policy Amount$50k+
Medical ExamRequired
Policy TypesTerm, Whole, Universal Life
#7
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Policy Amount$10k to $150k
Medical ExamNot Required
Policy Types
#8
Our Partner
Trusted by American families for decades
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Final expense whole life coverage with level and modified death benefit options
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Lifetime level premiums plus cash value
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Agent-assisted phone application with simplified issue
*Based on Age and Plan Type.
Policy Amount$5k to $50k*
Medical ExamNot Required
Policy TypesGuaranteed Whole
#9
Our Partner
Quality Insurance Coverage Providing Cash Value
- Dependable Lifetime Protection for Your Family
- A Trusted Partner in Protection
- Request a Free, Whole Life Insurance Quote
Policy Amount$5k to $25k
Medical ExamNot Required
Policy Types
#10
Our Partner
Connect with a Licensed Agent to Find the Best Plan
- Plans as low as $1 a day with fixed rates that never increase.
- Coverage for funeral and final expense costs.
Policy AmountUp to $40,000
Medical ExamVaries by policy
Policy TypesWhole Life
Our #1 Choice
Our Partner
Get term life insurance from the comfort of your couch
- Best for adults 20 to 60
-
Term Life policy starting around $8 a month
-
Nearly 4 in 5 people get an offer exam-free
Policy Amount$100k - $10M
Medical ExamVaries by policy
Policy TypesTerm Life
Aflac
*Based on Age and Plan Type.