10 Best Life Insurance of 2025
Best for affordable term life with high coverage
- Best for adults 20 to 60
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Term Life policy starting around $8 a month
Best for flexible term policies & living benefits
- Term Life Insurance up to $10M+
- Apply 100% Online or with the Help of an Agent
Best for instant term life insurance quotes online
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Monthly premiums as low as $11
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Ages 18 to 60 are eligible to apply
Best for bundling life insurance with other policies
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Get discounts on auto insurance when you secure life insurance
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Best for those ages 25-54
Best for indexed universal life with cash value growth
- Tailored life insurance, annuities, and retirement solutions through SelectQuote
- Committed to environmental and social responsibility initiatives
Best for affordable term life from a trusted brand
- Apply online. If eligible, no medical exam is required, and you may receive a decision in minutes.
- Flexible term lengths:10 to 30 years available in most states.
- Protect your loved ones with high-limit policies and affordable monthly premiums.
* Fidelity insurance products issued by Fidelity Investments Life Insurance Company. Not available in NY.
Best for cost-effective, long-term coverage
- Offers term and permanent life insurance through SelectQuote
- Policyholders may covert a term life policy to a permanent one without a medical exam
Best for flexible term life with conversion options
- Strong financial rating
- Living/ accelerated death benefits
- Spouse protection
Best for comprehensive coverage and financial planning
- Income tax-free death benefit
- Convert some policies to long-term protection
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- No medical exams for policies under $2 Million
- Apply in minutes, all online. No need to talk to an agent
Best for affordable term life with high coverage
- Best for adults 20 to 60
-
Term Life policy starting around $8 a month