10 Best Life Insurance of 2026
Get an online quote & approval in less than 15 minutes
- 10 to 40 year term policies for as little as $7/month*
- Available to adults 20 to 75
- Trusted by 1.3+ million in the US
Best for flexible term policies & living benefits
- Term Life Insurance up to $10M+
- Apply 100% Online or with the Help of an Agent
Term Policies Starting Around $32/month
- Apply in minutes, all online. No need to talk to an agent unless you want to.
- No medical exams for policies under $3 Million.
- Rated “Excellent" by customers on Trustpilot
Best for comprehensive coverage and financial planning
- Income tax-free death benefit
- Convert some policies to long-term protection
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100% Online Process from Start to Finish for Coverage Up to $3M.
- Secure identity check for instant decisions; have your SSN at hand
- Instant coverage for many applicants ages 20 to 60
- Flexible 10 to 30‑year terms, adjustable coverage, and no cancellation fee
Best for flexible term life with conversion options
- Strong financial rating
- Living/ accelerated death benefits
- Spouse protection
Save Time and Money by Shopping Multiple Carriers
- Licensed agents provide guidance to help you choose the right policy
- Options tailored to your budget and coverage needs
- Fast quotes available online or by phone — no pressure sales
Best for indexed universal life with cash value growth
- Tailored life insurance, annuities, and retirement solutions through SelectQuote
- Committed to environmental and social responsibility initiatives
Get an online quote & approval in less than 15 minutes
- 10 to 40 year term policies for as little as $7/month*
- Available to adults 20 to 75
- Trusted by 1.3+ million in the US







