10 Best Life Insurance of 2025
Recommended for its Comprehensive Coverage & Living Benefits
- Budget-friendly term and permanent life insurance options with strong financial backing.
- Quick quotes with no lab work or medical exams.
- Favorable approvals with locked-in rates even with pre-existing health conditions.
Get an online quote & approval in less than 15 minutes
- 10 to 40 year term policies for as little as $7/month*
- Available to adults 20 to 75
- Trusted by 1.3+ million in the US
Offering term life policies from $100,000 to $5 million
- Rated ‘Excellent’ on Trustpilot (over 1,500 reviews)
- Get discounts on auto insurance when you secure life insurance
- Amica Life’s financial strength is rated A+ (Superior) by AM Best
Best for flexible term policies & living benefits
- Term Life Insurance up to $10M+
- Apply 100% Online or with the Help of an Agent
Best for affordable term life from a trusted brand
- Apply online. If eligible, no medical exam is required, and you may receive a decision in minutes.
- Flexible term lengths:10 to 30 years available in most states.
- Protect your loved ones with high-limit policies and affordable monthly premiums.
* Fidelity insurance products issued by Fidelity Investments Life Insurance Company. Not available in NY.
Policies of up to $2 million in coverage starts around $32/month
- Apply in minutes, all online. No need to talk to an agent unless you want to.
- No medical exams for policies under $2 Million.
- Rated “Excellent" by customers on Trustpilot
Best for flexible term life with conversion options
- Strong financial rating
- Living/ accelerated death benefits
- Spouse protection
Best for comprehensive coverage and financial planning
- Income tax-free death benefit
- Convert some policies to long-term protection
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Best for comparing quotes to find the best rates
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Best for consumers 45 years and older
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Save up to $6,000 over the lifetime of your policy
Best for indexed universal life with cash value growth
- Tailored life insurance, annuities, and retirement solutions through SelectQuote
- Committed to environmental and social responsibility initiatives
Recommended for its Comprehensive Coverage & Living Benefits
- Budget-friendly term and permanent life insurance options with strong financial backing.
- Quick quotes with no lab work or medical exams.
- Favorable approvals with locked-in rates even with pre-existing health conditions.