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10 Best Life Insurance of 2025

We make comparing Life Insurance plans simple, fast, and stress-free. Whether you’re seeking coverage to protect your family, pay off debts, or leave a legacy, our team has researched and reviewed top providers to bring you only the best.
Our #1 Choice
Our Partner

Get an online quote & approval in less than 15 minutes

  • 10 to 40 year term policies for as little as $7/month*
  • Available to adults 20 to 75
  • Trusted by 1.3+ million in the US 

Policy Amount$100k - $10M
Medical ExamRequired
Policy TypesTerm Life
#2
Our Partner

Offering term life policies from $100,000 to $5 million

  • Rated ‘Excellent’ on Trustpilot (over 1,500 reviews)
  • Get discounts on auto insurance when you secure life insurance
  • Amica Life’s financial strength is rated A+ (Superior) by AM Best

Policy Amount$100k - $5M
Medical ExamRequired
Policy TypesTerm Life, Whole Life
#3
Our Partner
Best for flexible term policies & living benefits
  • Term Life Insurance up to $10M+
  • Apply 100% Online or with the Help of an Agent

Policy Amount$100k - $10M+
Medical ExamRequired
Policy TypesTerm
#4
Our Partner
Term Policies Starting Around $32/month
  • Apply in minutes, all online. No need to talk to an agent unless you want to.
  • No medical exams for policies under $2 Million. 
  • Rated “Excellent" by customers on Trustpilot

Policy Amount$50k-$2M
Medical ExamVaries by policy
Policy TypesTerm Life
#5
Our Partner
Best for comprehensive coverage and financial planning
  • Income tax-free death benefit
  • Convert some policies to long-term protection

 

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Policy AmountStarting at $25k
Medical ExamRequired
Policy TypesTerm, Whole, Universal Life
#6
Our Partner
100% online process from start to finish for coverage up to $3M.
  • Expect to enter your Social Security Number for Id Verification
  • Instant coverage available for ages 20 to 60 if approved
  • Policies available with 10- to 30-year terms

Policy Amount$100k-$8M
Medical ExamVaries by policy
Policy TypesTerm Life
#7
Our Partner
Best for flexible term life with conversion options
  • Strong financial rating
  • Living/ accelerated death benefits
  • Spouse protection

Policy AmountStarting at $50k
Medical ExamNot Required
Policy TypesTerm Life
#8
Our Partner
Best for comparing quotes to find the best rates ​​​
  • Best for consumers 45 years and older
  • Save up to $6,000 over the lifetime of your policy 

 


Policy Amount$25k - $5M
Medical ExamNot Required
Policy TypesTerm, Whole, Universal Life
#9
Our Partner
Best for indexed universal life with cash value growth
  • Tailored life insurance, annuities, and retirement solutions through SelectQuote
  • Committed to environmental and social responsibility initiatives

Policy Amount$50k+
Medical ExamRequired
Policy TypesTerm, Whole, Universal Life

Our #1 Choice
Our Partner

Get an online quote & approval in less than 15 minutes

  • 10 to 40 year term policies for as little as $7/month*
  • Available to adults 20 to 75
  • Trusted by 1.3+ million in the US 

Policy Amount$100k - $10M
Medical ExamRequired
Policy TypesTerm Life

Partner Disclaimers & Disclosures:

Prudential:

All references to guarantees are backed by the claims-paying ability of Pruco Life Insurance Company. Issuance of the policy will depend upon answers to health questions set forth in the application and third-party data. SimplyTerm is issued by Pruco Life Insurance Company, located in Newark, NJ. The policy form number is ICC23-SIMPLT or SIMPLT-2024. This material is being provided for informational or educational purposes only and does not take into account the investment objectives or financial situation of any client or prospective clients. The information is not intended as investment advice and is not a recommendation about managing or investing your retirement savings. If you would like information about your particular investment needs, please contact a financial professional.  COVR and ConsumerAdvocate.org are independent organizations and are not an affiliate of Prudential Financial.  Prudential, the Prudential logo and the Rock symbol are service marks of Prudential Financial, Inc. and its related entities.

INVESTMENT AND INSURANCE PRODUCTS ARE:

• NOT FDIC INSURED

• NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY

• NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, ANY BANK OR ITS AFFILIATES

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