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10 Best Life Insurance of 2025

We make comparing Life Insurance plans simple, fast, and stress-free. Whether you’re seeking coverage to protect your family, pay off debts, or leave a legacy, our team has researched and reviewed top providers to bring you only the best.
Our #1 Choice
Our Partner
Best for affordable term life with high coverage
  • Best for adults 20 to 60
  • Term Life policy starting around $8 a month


Policy Amount$100k - $10M
Medical ExamRequired
Policy TypesTerm Life
#2
Our Partner
Best for flexible term policies & living benefits
  • Term Life Insurance up to $10M+
  • Apply 100% Online or with the Help of an Agent

Policy Amount$100k - $10M+
Medical ExamRequired
Policy TypesTerm Life, Universal Life
#3
Our Partner
Best for bundling life insurance with other policies
  • Get discounts on auto insurance when you secure life insurance

  • Best for those ages 25-54


Policy Amount$100k - $5M
Medical ExamRequired
Policy TypesTerm Life, Whole Life
#4
Our Partner
Best for indexed universal life with cash value growth
  • Tailored life insurance, annuities, and retirement solutions through SelectQuote
  • Committed to environmental and social responsibility initiatives

Policy Amount$50k+
Medical ExamRequired
Policy TypesTerm, Whole, Universal Life
#5
Our Partner
Best for instant term life insurance quotes online
  • Monthly premiums as low as $11

  • Ages 18 to 60 are eligible to apply


Policy Amount$50k-$1.5M
Medical ExamNot required
Policy TypesTerm Life
#6
Our Partner
Best for comparing quotes to find the best rates ​​​
  • Best for consumers 45 years and older

  • Save up to $6,000 over the lifetime of your policy 

 


Policy Amount$25k - $5M
Medical ExamNot Required
Policy TypesTerm, Whole, Universal Life
#7
Our Partner
Best for flexible term life with conversion options
  • Strong financial rating
  • Living/ accelerated death benefits
  • Spouse protection

Policy AmountVaries by policy
Medical ExamRequired
Policy TypesTerm Life
#8
Our Partner
Best for comprehensive coverage and financial planning
  • Income tax-free death benefit
  • Convert some policies to long-term protection

 

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Policy AmountVaries by policy
Medical ExamRequired
Policy TypesTerm, Whole, Universal Life
#9
Our Partner
Best for cost-effective, long-term coverage
  • Offers term and permanent life insurance through SelectQuote
  • Policyholders may covert a term life policy to a permanent one without a medical exam

Policy Amount$100k+
Medical ExamRequired
Policy TypesTerm, Whole, Universal Life
#10
Our Partner
Best for hassle-free, no-medical-exam policies
  • Policies up to $2 million in coverage starts around $32/month
  • Apply in minutes, all online. No need to talk to an agent unless you want to.

Policy Amount$50k-$2M
Medical ExamNot required
Policy TypesTerm Life, Whole Life

Our #1 Choice
Our Partner
Best for affordable term life with high coverage
  • Best for adults 20 to 60
  • Term Life policy starting around $8 a month


Policy Amount$100k - $10M
Medical ExamRequired
Policy TypesTerm Life