Many or all of the companies featured compensate us. Compensation and research may determine where and how companies appear. Learn more

10 Best Whole Life Insurance in 2026

Looking for a policy that builds cash value or covers final expenses? Whole life insurance offers lifelong protection, a payout for loved ones, and steady cash growth. We’ve ranked top insurers. Compare options to find your best fit.
Our #1 Choice
Our Partner
Lifetime Protection Supported by Top Ratings from Major Agencies
  • Age Eligibility: Up to 90 years old 
  • Offers customizable coverage with dividend eligibility.

The ranks shown are provided by a third party for the advertisers and are not on behalf of any particular product or its performance. Click here for additional details.


Policy AmountStarting at $50k
Medical ExamRequired
Policy TypesTraditional Whole Life
#2
Our Partner
Best for long-term financial growth and protection
  • Age eligibility: 18 to 85 years old
  • Builds cash value with potential dividend payments

Policy AmountStarting at $25k
Medical ExamRequired
Policy TypesWhole, Universal
#3
Our Partner

Get $250k in Term Life Insurance for as Low as $13/month

  • A Trusted Partner since 1995
  • Customizable Policies that Fit Your Needs and Budget
  • Term Life Insurance up to $10M+
  • Apply 100% Online or with the Help of an Agent

Policy Amount$100k - $10M+
Medical ExamRequired
Policy TypesTerm
#4
Our Partner
Compare Insurance Options Side‑by‑Side Online
  • Lifelong coverage with flexible premiums
  • Grow tax-efficient wealth inside your life insurance policy that you could access while alive

Policy AmountVaries by issuer
Medical ExamRequired
Policy TypesWhole, Universal
#5
Our Partner
Connect with a Licensed Agent to Find the Best Plan
  • Plans as low as $1 a day with fixed rates that never increase.
  • Coverage for funeral and final expense costs.

Policy AmountUp to $40,000
Medical ExamVaries by policy
Policy TypesWhole Life

Our #1 Choice
Our Partner
Lifetime Protection Supported by Top Ratings from Major Agencies
  • Age Eligibility: Up to 90 years old 
  • Offers customizable coverage with dividend eligibility.

The ranks shown are provided by a third party for the advertisers and are not on behalf of any particular product or its performance. Click here for additional details.


Policy AmountStarting at $50k
Medical ExamRequired
Policy TypesTraditional Whole Life