MetLife Landlord Insurance Review

Rating: 8.9 / 10 (Excellent)
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Met Life is a company that specializes in providing insurance products and services. Its landlord insurance policies protect rental properties, private structures and personal properties. There are two types of landlord insurance for rental buildings. The first type is for rental buildings with one to four families and condo landlord insurance for those who own condos or rent these out.  

Landlord Insurance Coverage by MetLife

  • Loss of Use includes Loss of Rental Income
  • Liability Coverage which is limited to the insured premises
  • Perils default to special perils (all risk on real property and broad named perils on contents)
  • Property Loss Settlement

Coverage for Personal Property:

  • Personal Property is restricted to the residence premises unless temporarily off premises for repair.
  • Personal Property is automatically included. If dwelling is furnished, landlords may need to increase the limit.
  • Personal Property is insured for burglary but not for theft (anything stolen must have been taken from a location which has damage from breaking and entering)
  • Personal Property includes the landlord’s tools and furnishings

Optional Coverage:

  • Coverage A Plus or Extended Limits (125%)
  • Personal Injury Coverage


Met life offers a variety of policy insurance which includes dwelling protection, comprehensive property and personal liability coverage. Personal liability covers legal fees in the event landlord is charged for any law-related rental issues.

Medical payments are also shouldered by the insurance holder in case of accident within the rental premises. Medical expenses may cost up to $1,000 or may depend upon the holder’s chosen policy coverage.

This insurance company provides protection from structural dangers such as fire, earthquake, flood, theft and vandalism. Met life secures identity protection for each policy and provides loss settlement agreement.

The company offers multi-policy discount and provides assistance for payment, quotation and claims online. Met life also covers protection for structures such as apartment, condominium, townhouse, single-family house, duplex, triplex and quadruplex.

Services and Features

Claim Assistance

Premises Medical Assistance

Repair Services

Umbrella Insurance

Loss Settlement Agreement

Policy Statement

Coverage and Protection

Personal Liability




Malicious Mischief

Dwelling Protection

Fair Rental Income

Comprehensive Property

Legal Fees



Personal Injury


Actual Cash Value

Replacement Costs

Types of Structures Covered:




Single-family Home




Payment and Premiums:

Monthly Premiums

Not Stated

Cost of insuring a house

Not Stated

Discounts and Deductibles:


New Renovation Discount

New Customer Discounts

Group Savings Discounts

Help Support and Usability:

Online Quotation

Online Payment

Online Claims

Coverage Calculator




Landlord Insurance at Met Life

MetLife’s Landlord Insurance offers a range of basic and optional coverage options which gives property owners a wider choice of protecting their property. It is ideal for landlords who own multiple rentals because of its flexible policies that cover dwelling protection for either a home or a condo.  

Top Rated
9.9 / 10
  • A+ BBB with Over 100 Years of Experience
  • Homeowners, Condo, Renters or Umbrella Coverage
  • Coverage for your home, belongings & personal liability
  • There when you need it: Fast claims & 24/7 reporting
  • Bundle & Save with available multi-policy discounts
  • Get your quote today & learn how you can save up to 26%!