Liberty Mutual Landlord Insurance Review

Rating: 9.5 / 10 (Excellent)
Disclosure: We receive advertising revenue from some partners. Learn more.

Liberty Mutual is a privately held insurance company which provides an extensive variety of insurance products and services. The insurance company also offers insurance for annuity products, workers payment, automobiles, general accountability and landlord insurance.  

Landlord Insurance Coverage by Liberty Mutual

  • Inflation protection
  • Liability Coverage
  • Fair Rental Value Coverage
  • Lock Replacement
  • Personal Injury Protection
  • Other structures on the property such as garages, sheds, etc.
  • Residential rental property such as duplex, triplex, quad, and single-family
  • Items on the premises a landlord owns like washers, dryers, and microwaves that are being used by tenants.


Liberty Mutual provides repair service coverage in case an unexpected covered peril occurs. The insurance provider offers legal fees for law-related landlord concerns. They also provide assistance for claims and medical expenses for injuries incurred in the rental property.

Protection coverage for structures such as single-home, condominiums, duplex, triplex and quadruplex are also offered by Liberty Mutual.  The company gives various discounts for multi-policy holders, early shoppers, newly renovated home, and group savings.

Liberty Mutual provides other landlord benefits including online policy management, round-the-clock claims support, and paperless bills and documents. Applicants may insure their house at a cost of $14 monthly.

Liability coverage which supports the landlord from legal expenses, claims and loss is also included. Liberty Mutual employs online resources such as online payment, quotation and claims to give consumers a convenient processing for their concerns.  

Services and Features

Claim Assistance

Premises Medical Assistance

Repair Services

Umbrella Insurance

Loss Settlement Agreement

Policy Statement

Coverage and Protection

Personal Liability




Malicious Mischief

Dwelling Protection

Fair Rental Income

Comprehensive Property

Legal Fees



Personal Injury


Actual Cash Value

Replacement Costs

Types of Structures Covered:




Single-family Home




Payment and Premiums:

Monthly Premiums

Not Stated

Cost of insuring a house


Discounts and Deductibles:


New Renovation Discount

New Customer Discounts

Group Savings Discounts

Help Support and Usability:

Online Quotation

Online Payment

Online Claims

Coverage Calculator




Landlord Insurance at Liberty Mutual

Liberty Mutual offers a wide variety of discounts and protection coverage which helps landlords get quality protection without incurring huge insurance premiums. Liberty Mutual offers an extensive selection of discounts and protection coverage which helps landlords get quality protection without the incurring huge insurance premiums. With its fair rental value coverage, policyholders are assured of income refunds in the event that tenants fail to pay rental fees.

Top Rated
9.6 / 10
  • Legal fees coverage
  • Umbrella liability
  • National disaster coverage
  • Covers loss of rent
  • Rental business insurance