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Discover Financial Services, Inc. was founded in 1985 as a subsidiary of Sears, but was sold in 1993 and became an independent company in 2007. Headquartered in Riverwoods, Illinois, the company offers Discover and Diners Club credit cards and banking services. It offers Roth IRA certificates of deposit.
- Offers Roth IRA certificates of deposit (CDs)
- Interest rates are higher than many competitors'
Discover offers a dedicated Roth IRA CD, which can be purchased with maturity dates ranging from 3 months to 10 years. Although Discover does not offer other Roth IRA options, it can be a good choice for people who want CDs to be part of their Roth IRA portfolio.