Best Home Warranty Insurance - Columbus 2025
We’ve helped 3,000,000+ homeowners secure the best home warranty insurance. Protect your home and save thousands on expensive repairs with top home warranty services.
🔥 $150 OFF + 2 Months Free → Plans Under $1/Day!
- A+ Rating from the Online Business Bureau
- Covers Major Home Systems, HVAC & Appliances
- Free Roof Coverage, No Inspection Needed
- Request Home Repairs 24/7
Memorial Day Sale: 50% OFF Select Plans!
- Serving 2 Million Plus Members for 50+ Years
- No Age Limits on Covered Systems & Appliances
- No Records or Home Inspections Required
- Thousands of Verified Pros Nationwide
$200 Off + 2 Free Months & Roof Leak Protection
- Nationwide Network of LHG-Certified Technicians
- 24/7 Support with Same-Day Response
- Flexible Coverage with Add-On Options
- Easy Claims via Mobile App
Special Offer: $100 Off with Code PROTECT
- 35+ Years of Industry Experience
- Unlimited Home Service Calls
- Get a Replacement If It Can’t Be Repaired
- Filing a Claim Won’t Raise Your Rate
Spring Sale: $100 Off + Free Roof Leak Coverage
- Covers HVAC, Appliances & Major Systems
- Use Thousands of Local Pros or Any Licensed Technician
- Member Discounts on Home Security, Insurance & More
- 24/7 Service with Repairs Guaranteed for Life of the Plan
$200 Off All Plans + 2 Free Months & Roof Coverage
- Home Systems & Appliances Covered From $1/Day
- Wide Range of Add-Ons Tailored to Your Home
- Boasts the Fastest Turnaround Time in the Industry
- Licensed & Insured Technicians Nationwide
What is a Home Warranty?
A home warranty is a service contract that covers the repair or replacement of important appliances and systems components that break down over time. It provides financial protection and peace of mind by handling unexpected breakdowns, typically through a network of qualified service technicians.
How to Choose the Best Home Warranty Company?
When you're choosing between the best home warranty companies, focus on getting coverage that fits your needs, covering the essential systems and appliances in your home. Compare home warranty companies and make sure the pricing is clear, with no hidden costs, and that they offer a smooth and reliable claims process. It's important to choose a company with a solid network of service providers and good customer reviews. Look for flexible home warranty plans and excellent customer service, and always check the terms and conditions, including any limits or exclusions, so there are no surprises down the road.
Best Home Warranty Plans & Services
The best home warranty plans cover major systems and appliances, including HVAC, plumbing, and electrical, with flexible options to customize based on your needs. The best home warranty insurance plans typically include transparent terms, a straightforward claims process, and access to a large network of qualified service technicians.
What is a Home Appliance Warranty?
A home appliance warranty or appliance insurance is a service contract that covers the repair or replacement of your household appliances if they break down due to normal wear and tear, like refrigerators, ovens, dishwashers, and washing machines. Unlike homeowners insurance, which covers damage from events like fires or floods, home appliance insurance specifically focuses on mechanical failures and general wear of appliances.
Are Home Warranties Worth It?
A homeowners warranty is a smart investment for homeowners who want peace of mind and protection against the high costs of unexpected repairs. Home warranties ensure that when something breaks down, you’re not left with a hefty repair bill. A home warranty that covers HVAC is especially valuable for older homes.
Review & Compare Home Warranty Providers
Our editorial team analyzes plan features, pricing, and service standards to deliver unbiased home warranty reviews you can trust. Use our updated home warranty ratings and in-depth home warranties reviews to compare top providers and make informed decisions—no guesswork required.
Select Home Warranty
🏆 Best for Budget-Friendly Coverage
Company Overview:
Frequently rated among the nation’s top home warranty companies, Select Home Warranty has been providing peace of mind and trusted service to Americans throughout the United States since 2012. With reasonable monthly costs, and flexible coverage, Select provides home warranties for homeowners, buyers, and sellers.
Plans, Pricing & Coverage:
Select Home Warranty offers three primary plans: the Bronze Care, Gold Care, and Platinum Care. Pricing is competitive, with monthly premiums starting around $60, depending on the plan and location. They also offer optional add-ons for items like pools, well pumps, and roof leaks, allowing homeowners to tailor their coverage.
The Bronze Care Plan covers:
Clothes Washer, Garbage Disposal, Refrigerator, Stove/Oven, Microwave Oven (Built-In), Cooktop, Dishwasher, and Clothes Dryer.
The Gold Care Plan covers:
AC, Cooling, Heating System, Plumbing System, Electrical System, Water Heater, and Ductwork.
The Platinum Care Plan covers:
AC, Cooling, Heating System, Plumbing System, Electrical System, Water Heater, Ductwork, Plumbing Stoppage, Clothes Washer, Garbage Disposal, Refrigerator, Stove/Oven, Microwave Oven (Built-In), Cooktop, Dishwasher, Clothes Dryer, Garage Door Opener, and Ceiling Fan, combining both for extensive coverage.
Customer Service & Claims Process:
Select has a large network of licensed, insured contractors to ensure timely repairs throughout the country. They offer 24/7 support, with a straightforward claims process that can be initiated online or by phone. Service fees per claim are typically around $75, which is lower than many competitors, making it more affordable for homeowners when service is needed.
American Home Shield
🏅Best for Customizable Coverage
Company Overview:
American Home Shield offers plans to fit your budget and protect your systems and appliances, no matter their age. No inspections or maintenance records are required to get coverage. With a network of thousands of qualified professionals, American Home Shield ensures your repairs are handled promptly, and if a covered item can't be repaired, it will be replaced.
Plans, Pricing & Coverage:
American Home Shield® offers three home warranty plans with flexible pricing, providing a solution for every home and budget.
The ShieldSilver™ Plan covers:
14 major systems, including heating, air conditioning, electrical, and plumbing systems, with coverage of up to $5,000 for heating and air conditioning repairs and discounted home maintenance services.
The ShieldGold™ Plan covers:
Parts of 23 major systems and appliances, including heating, air conditioning, electrical, plumbing, kitchen, and laundry appliances, with up to $5,000 for HVAC repairs and $2,000 per appliance for repair or replacement, plus discounted home maintenance services.
The ShieldPlatinum™ Plan covers:
Parts of 23 systems and appliances, plus roof leak repairs. Coverage includes heating, air conditioning, electrical, plumbing, kitchen, and laundry appliances, with up to $5,000 for HVAC repairs, $4,000 per appliance, $1,000 for roof leaks, $250 for code violations and permits, free HVAC tune-ups, unlimited A/C refrigerant, and coverage for modifications.
Customer Service & Claims Process:
American Home Shield provides 24/7 customer support and a user-friendly online portal for managing claims. They offer a 30-day workmanship guarantee on repairs, ensuring homeowners receive quality service.
Liberty Home Guard Home Warranties
Company Overview:
Established in 2017, Liberty Home Guard has quickly become a notable provider in the home warranty industry, offering nationwide coverage across all 50 states. The company is recognized for its customizable plans, extensive add-on options, and commitment to customer satisfaction, reflected in its high ratings on platforms like Trustpilot and the Better Business Bureau.
Plans, Pricing & Coverage:
Customers can enhance their plans with over 30 optional add-ons, covering items like pools, spas, and septic systems. Service call fees range from $65 to $125 per claim, and coverage limits vary by item, with most appliances and systems covered up to $2,000 per term. Liberty Home Guard offers three primary plans:
- Appliance Guard: Covers major household appliances such as refrigerators, dishwashers, and washing machines. Priced at $49.99/month.
- Systems Guard: Focuses on essential home systems including HVAC, plumbing, and electrical systems. Priced at $54.99/month.
- Total Home Guard: Combines both appliance and system coverage for comprehensive protection. Priced at $59.99/month.
Customer Service & Claims Process:
Liberty Home Guard provides 24/7 customer support and allows claims to be filed online or via phone. Once a claim is submitted, a licensed technician from their network is typically dispatched within 24 to 48 hours. The company offers a 60-day workmanship guarantee on repairs, ensuring peace of mind for homeowners.