Best Home Warranty Insurance - Columbus 2025
We’ve helped 3,000,000+ homeowners secure the best home warranty insurance. Protect your home and save thousands on expensive repairs with top home warranty services.
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🥇 $150 OFF + 2 Months Free → Plans Under $1/Day!
- Online Business Bureau Accredited with A+ Rating
- Covers Major Home Systems, HVAC & Appliances
- Free Roof Coverage, No Inspection Needed
- Request Home Repairs 24/7
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Summer Sale: 50% OFF Select Plans!
- Serving 2 Million Plus Members for 50+ Years
- No Age Limits on Covered Systems & Appliances
- No Records or Home Inspections Required
- Thousands of Verified Pros Nationwide
$200 Off + 2 Free Months & Roof Leak Protection
- Industry Leader in Customer Ratings & Satisfaction
- Award-Winning Service, Available 24/7 Year-Round
- Best-in-Class Add-Ons to Match Your Home’s Needs
- Nationwide Protection with Licensed, Trusted Technicians
Sale: $100 Off + Free Roof Leak Coverage
- Covers HVAC, Appliances & Major Systems
- Use Thousands of Local Pros or Any Licensed Technician
- Member Discounts on Home Security, Insurance & More
- 24/7 Service with Repairs Guaranteed for Life of the Plan
Special Offer: $100 Off with Code PROTECT
- 35+ Years of Industry Experience
- Unlimited Home Service Calls
- Get a Replacement If It Can’t Be Repaired
- Filing a Claim Won’t Raise Your Rate
What is a Home Warranty?
A home warranty is a service contract that covers the repair or replacement of important appliances and systems components that break down over time. It provides financial protection and peace of mind by handling unexpected breakdowns, typically through a network of qualified service technicians.
🥇Why Select Home Warranty is Our Top Pick
- 🥇 Comprehensive Coverage
- Protects major systems and appliances, including HVAC, electrical, plumbing, home appliances, and more.
- 💲Affordable Plans
- Offers multiple coverage options at low monthly rates, so you can choose a plan that fits your budget.
- 🇺🇸 Nationwide Network of Technicians
- Access to a wide network of licensed and pre-screened local technicians for faster service.
- 🔄 Transferable Coverage
- Plans can be transferred to new homeowners, adding value if you decide to sell your home.
- 💸 Generous Discounts
- Special offers like 2 extra months free and $150 off for new customers (subject to change, check latest offers).
- 📱 24/7 Claims Process
- File claims online or by phone at any time—day or night—for emergency service.
Are Home Warranties Worth It?
Many homeowners ask if home warranties worth it when they already have manufacturer coverage or insurance. The difference lies in scope: warranties protect against breakdowns from normal wear and tear, while insurance focuses on damage. For families with aging systems, warranties often pay for themselves after a single repair.
Best Home Protection Plan
A best home protection plan goes beyond just one appliance. It bundles multiple systems and appliances insurance. Home appliance insurance may cover specific units like refrigerators or ovens. The best home warranties typically cover a broader list of items, including HVAC, electrical, and plumbing systems.
Best Washer Dryer Warranty
Choosing the best washer dryer warranty ensures you’re covered for both mechanical failures and unexpected breakdowns. Many home warranty providers offer a washer and dryer home warranty as part of a larger plan, protecting two of the most-used appliances in your home.
HVAC Warranty Coverage
Heating and cooling systems are among the most expensive home repairs. An HVAC warranty ensures your furnace, air conditioner, and ductwork are protected. Because breakdowns are common during seasonal shifts, this coverage can save thousands in emergency costs.
Compare Home Warranty Companies
Before choosing a provider, it’s smart to compare home warranty companies side by side. Look at coverage limits, monthly pricing, service fees, and customer reviews. The best home warranties balance affordability with comprehensive protection.
🏆 Best for Budget-Friendly Coverage
About Select Home Warranty:
Select Home Warranty provides affordable protection plans that help cover the cost of unexpected appliance and system breakdowns. With 24/7 claims support and a network of licensed technicians, homeowners gain peace of mind and reliable service. Coverage varies by plan and location.
Plans & Pricing:
Select Home Warranty offers three plans—Bronze Care, Gold Care, and Platinum Care—with premiums starting around $60 per month. Optional add-ons like pool, roof, and well pump coverage let homeowners customize protection.
- Bronze Care
- Clothes Washer and Dryer, Garbage Disposal, Refrigerator, Stove/Oven, Microwave Oven (Built-In), Cooktop, Dishwasher.
- Gold Care
- AC, Cooling, Heating System, Plumbing System, Electrical System, Water Heater, and Ductwork.
- Platinum Care
- AC, Cooling/Heating System, Plumbing System, Electrical System, Water Heater, Ductwork, Clothes Washer/Dryer, Garbage Disposal, Refrigerator, Stove/Oven, Microwave Oven (Built-In), Cooktop, Dishwasher, Garage Door Opener, and Ceiling Fan.
Claims Process & Repairs:
Select’s nationwide network of licensed contractors provides timely repairs with 24/7 support. Homeowners can file claims online or by phone, with service fees around $75—lower than many competitors.
🏅Best for Customizable Coverage
About American Home Shield:
American Home Shield is one of the longest-standing home warranty providers, trusted by millions of homeowners nationwide. With 50+ years of experience, 24/7 claims support, and a large network of licensed contractors, they make it easier to handle unexpected repairs. Coverage is flexible, with multiple plans and add-ons.
Plans & Pricing:
American Home Shield® offers three home warranty plans with flexible pricing, providing a solution for every home and budget.
- ShieldSilver™ Plan
- Protects 19 major systems with $50,000 annual coverage, $5,000 per HVAC system, plus partner discounts on home services and essentials.
- ShieldGold™ Plan
- Covers 23 major systems and appliances—including HVAC, plumbing, electrical, kitchen, and laundry—with up to $5,000 for HVAC and $2,000 per appliance, plus access to discounted home maintenance services.
- ShieldPlatinum™ Plan
- Covers 23 systems and appliances plus roof leaks, with up to $5,000 for HVAC, $4,000 per appliance, $1,000 for roof leaks, $250 for code violations and permits, free HVAC tune-ups, unlimited A/C refrigerant, and coverage for modifications.
Claims Process & Repairs:
American Home Shield provides 24/7 customer support and a user-friendly online portal for managing claims. They offer a 30-day workmanship guarantee on repairs, ensuring homeowners receive quality service.
About Liberty Home Guard:
Established in 2017, Liberty Home Guard is backed by thousands of verified 5-star reviews and maintains an A+ rating with the Better Business Bureau. They offer 24/7 customer support and were named one of the most trusted home warranty providers in recent third-party rankings. With fully licensed technicians and transparent service agreements, Liberty Home Guard gives homeowners real peace of mind when it matters most.
Plans & Pricing:
Customers can enhance their plans with over 30 optional add-ons, covering items like pools, spas, and septic systems. Service call fees range from $65 to $125 per claim, and coverage limits vary by item, with most appliances and systems covered up to $2,000 per term. Liberty Home Guard offers three primary plans:
- Appliance Guard Plan
- Clothes washers/dryers, refrigerators, built-in microwave ovens, dishwashers, garbage disposals, ranges/ovens/cooktops, ceiling and exhaust fans, and garage door openers.
- Systems Guard Plan
- Air Conditioning, Heating, Plumbing, Electrical, Water Heaters, Ductwork.
- Total Home Guard Plan
- Clothes washers/dryers, water heaters, refrigerators, built-in microwave ovens, dishwashers, garbage disposals, ranges/ovens/cooktops, ceiling and exhaust fans, ductwork, garage door openers, AC, heating, plumbing and electrical systems.
Claims Process & Repairs:
Liberty Home Guard provides 24/7 customer support and allows claims to be filed online or via phone. Once a claim is submitted, a licensed technician from their network is typically dispatched within 24 to 48 hours. The company offers a 60-day workmanship guarantee on repairs.