Best Budget-Friendly Option: First American Home Warranty™
Searching for the best home warranty to protect your home and budget? We’ve reviewed and ranked the top home warranty companies to make your choice easy. First American Home Warranty is our #1 pick for affordable home warranty plans, fast claims, and comprehensive home warranty coverage. Get a free quote now!
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🥇 $200 OFF Instant Discount!
- 24/7 service requests with access to a nationwide contractor network
- No home inspection required to start coverage
- Covers older appliances and systems regardless of age
- Option to add extra coverage for items like pools, spas, and well pumps
$150 OFF + 2 Months Free → Plans Under $1/Day!
- Members Can Save Up to 50% at Nike, Costco, Home Depot & 1000’s more
- Online Business Bureau Accredited with A+ Rating
- Covers Major Home Systems, HVAC & Appliances
- Free Roof Coverage, No Inspection Needed
Limited Time Offer: SAVE $150!*
- Serving 2 Million Plus Members for 50+ Years
- No Age Limits on Covered Systems & Appliances
- No Records or Home Inspections Required
- Thousands of Verified Pros Nationwide
Sale: $100 Off + Free Roof Leak Coverage
- Covers HVAC, Appliances & Major Systems
- Use Thousands of Local Pros or Any Licensed Technician
- Member Discounts on Home Security, Insurance & More
- 24/7 Service with Repairs Guaranteed for Life of the Plan
What is a Home Warranty?
A home warranty is a service contract that covers the repair or replacement of important appliances and systems components that break down over time. It provides financial protection and peace of mind by handling unexpected breakdowns, typically through a network of qualified service technicians.
💰 Why First American™ Stands Out for Budget-Friendly Protection
- 🏷️ Best Value Plans
- Carefully designed plans — you don’t have to overpay just to get dependable home protection.
- 🔧 Essential Coverage, No Overkill
- Focuses on the core systems and appliances homeowners need most, like HVAC, plumbing, electrical, and kitchen appliances
- 🛠️ Qualified Technician Network
- access to licensed, screened local contractors, helping keep repair costs low and quality high.
- ↔️ Transferable to New Owners
- The warranty can transfer to the next owner, making your home more attractive
- 🎟️ Smart Discounts & Incentives
- Frequent promotional offers like instant discounts, reduced fees, or limited-time deals
- 📞 24/7 Claims, Simple Process
- File a claim anytime (online or by phone) and get fast support, even for emergencies.
Best Home Protection Plan
A best home protection plan goes beyond just one appliance. It bundles multiple systems and appliances insurance. Home appliance insurance may cover specific units like refrigerators or ovens. The best home warranties typically cover a broader list of items, including HVAC, electrical, and plumbing systems.
Compare Home Warranty Companies
Before choosing a provider, it’s smart to compare home warranty companies side by side. Look at coverage limits, monthly pricing, service fees, and customer reviews. The best home warranties balance affordability with comprehensive protection.
First American Home Warranties
🏆 Best for Budget-Friendly Coverage
About First American Home Warranty
A BBB-Accredited provider and a leader for 40+ years, First American Home Warranty provides home protection plans that help cover the cost of repairing or replacing covered systems and appliances with 24/7 online service requests and a nationwide network of pre-screened, qualified contractors.
Plans & Pricing
Choose from Starter, Essential, and Premium plans, with optional add-ons to tailor coverage to your home. Get an instant quote by ZIP code, select flexible service-fee options. Pricing varies by plan, location, and home type—review the sample contract for terms, limits, and exclusions.
- Starter Plan
- Plumbing System, Electrical and Heating Systems, Dishwasher, Refrigerator, Garbage Disposal, Oven and Cooktop Built-in Microwave Oven.
- Essential Plan
- Everything in Starter Plan plus Clothes Washer and Dryer, Water Heater, Air Conditioning, Garage Door Opener.
- Premium Plan
- Everything in Starter and Essential Plans plus Luxury Appliance Coverage, Full Garage Door System, Faucets, Instant Hot Water Dispenser, Additional Coverage and Enhancements.
Claims Process & Repairs
Submit a claim online or by phone 24/7, pay your selected service fee, and First American will dispatch a qualified, prescreened contractor. Repairs or replacements are covered per the service contract, with work guaranteed for a limited time.
Select Home Warranty
About Select Home Warranty
Select Home Warranty provides affordable protection plans that help cover the cost of unexpected appliance and system breakdowns. With 24/7 claims support and a network of licensed technicians, homeowners gain peace of mind and reliable service. Coverage varies by plan and location.
Plans & Pricing
Select Home Warranty offers three plans—Bronze Care, Gold Care, and Platinum Care—with premiums starting around $60 per month. Optional add-ons like pool, roof, and well pump coverage let homeowners customize protection.
- Bronze Care
- Clothes Washer and Dryer, Garbage Disposal, Refrigerator, Stove/Oven, Microwave Oven (Built-In), Cooktop, Dishwasher.
- Gold Care
- AC, Cooling, Heating System, Plumbing System, Electrical System, Water Heater, and Ductwork.
- Platinum Care
- AC, Cooling/Heating System, Plumbing System, Electrical System, Water Heater, Ductwork, Clothes Washer/Dryer, Garbage Disposal, Refrigerator, Stove/Oven, Microwave Oven (Built-In), Cooktop, Dishwasher, Garage Door Opener, and Ceiling Fan.
Claims Process & Repairs
Select’s nationwide network of licensed contractors provides timely repairs with 24/7 support. Homeowners can file claims online or by phone, with service fees around $75—lower than many competitors.
American Home Shield
🏅Best for Customizable Coverage
About American Home Shield
American Home Shield is one of the longest-standing home warranty providers, trusted by millions of homeowners nationwide. With 50+ years of experience, 24/7 claims support, and a large network of licensed contractors, they make it easier to handle unexpected repairs. Coverage is flexible, with multiple plans and add-ons.
Plans & Pricing
American Home Shield® offers three home warranty plans with flexible pricing, providing a solution for every home and budget.
- ShieldSilver™ Plan
- Protects 19 major systems with $50,000 annual coverage, $5,000 per HVAC system, plus partner discounts on home services and essentials.
- ShieldGold™ Plan
- Covers 23 major systems and appliances—including HVAC, plumbing, electrical, kitchen, and laundry—with up to $5,000 for HVAC and $2,000 per appliance, plus access to discounted home maintenance services.
- ShieldPlatinum™ Plan
- Covers 23 systems and appliances plus roof leaks, with up to $5,000 for HVAC, $4,000 per appliance, $1,000 for roof leaks, $250 for code violations and permits, free HVAC tune-ups, unlimited A/C refrigerant, and coverage for modifications.
Claims Process & Repairs
American Home Shield provides 24/7 customer support and a user-friendly online portal for managing claims. They offer a 30-day workmanship guarantee on repairs, ensuring homeowners receive quality service.