10 Best Home Warranty Companies - September 2025
We've researched and compared the top home warranty companies to help you save thousands on costly repairs. Find the best coverage for your home today and see why First American Home Warranty is our pick for the most budget-friendly option.
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🥇 $200 OFF Instant Discount!
- 24/7 service requests with access to a nationwide contractor network
- No home inspection required to start coverage
- Covers older appliances and systems regardless of age
- Option to add extra coverage for items like pools, spas, and well pumps
$150 OFF + 2 Months Free → Plans Under $1/Day!
- Members Can Save Up to 50% at Nike, Costco, Home Depot & 1000’s more
- Online Business Bureau Accredited with A+ Rating
- Covers Major Home Systems, HVAC & Appliances
- Free Roof Coverage, No Inspection Needed
Limited Time Offer: SAVE $150!*
- Serving 2 Million Plus Members for 50+ Years
- No Age Limits on Covered Systems & Appliances
- No Records or Home Inspections Required
- Thousands of Verified Pros Nationwide
Sale: $100 Off + Free Roof Leak Coverage
- Covers HVAC, Appliances & Major Systems
- Use Thousands of Local Pros or Any Licensed Technician
- Member Discounts on Home Security, Insurance & More
- 24/7 Service with Repairs Guaranteed for Life of the Plan
What is a Home Warranty?
A home warranty is a service contract that covers the repair or replacement of important appliances and systems components that break down over time. It provides financial protection and peace of mind by handling unexpected breakdowns, typically through a network of qualified service technicians.
Best Home Warranty Plans & Services
The best home warranty plans cover major systems and appliances, including HVAC, plumbing, and electrical, with flexible options to customize based on your needs. The best home warranty insurance plans typically include transparent terms, a straightforward claims process, and access to a large network of qualified service technicians.
What is a Home Appliance Warranty?
A home appliance warranty or appliance insurance is a service contract that covers the repair or replacement of your household appliances if they break down due to normal wear and tear, like refrigerators, ovens, dishwashers, and washing machines. Unlike homeowners insurance, which covers damage from events like fires or floods, home appliance insurance specifically focuses on mechanical failures and general wear of appliances.
Are Home Warranties Worth It?
A homeowners warranty is a smart investment for homeowners who want peace of mind and protection against the high costs of unexpected repairs. Home warranties ensure that when something breaks down, you’re not left with a hefty repair bill. A home warranty that covers HVAC is especially valuable for older homes.
First American Home Warranties
🏆 Best for Budget-Friendly Coverage
About First American Home Warranty
A BBB-Accredited provider and a leader for 40+ years, First American Home Warranty provides home protection plans that help cover the cost of repairing or replacing covered systems and appliances with 24/7 online service requests and a nationwide network of pre-screened, qualified contractors.
Plans & Pricing
Choose from Starter, Essential, and Premium plans, with optional add-ons to tailor coverage to your home. Get an instant quote by ZIP code, select flexible service-fee options. Pricing varies by plan, location, and home type—review the sample contract for terms, limits, and exclusions.
- Starter Plan
- Plumbing System, Electrical and Heating Systems, Dishwasher, Refrigerator, Garbage Disposal, Oven and Cooktop Built-in Microwave Oven.
- Essential Plan
- Everything in Starter Plan plus Clothes Washer and Dryer, Water Heater, Air Conditioning, Garage Door Opener.
- Premium Plan
- Everything in Starter and Essential Plans plus Luxury Appliance Coverage, Full Garage Door System, Faucets, Instant Hot Water Dispenser, Additional Coverage and Enhancements.
Claims Process & Repairs
Submit a claim online or by phone 24/7, pay your selected service fee, and First American will dispatch a qualified, prescreened contractor. Repairs or replacements are covered per the service contract, with work guaranteed for a limited time.
Select Home Warranty
About Select Home Warranty
Select Home Warranty provides affordable protection plans that help cover the cost of unexpected appliance and system breakdowns. With 24/7 claims support and a network of licensed technicians, homeowners gain peace of mind and reliable service. Coverage varies by plan and location.
Plans & Pricing
Select Home Warranty offers three plans—Bronze Care, Gold Care, and Platinum Care—with premiums starting around $60 per month. Optional add-ons like pool, roof, and well pump coverage let homeowners customize protection.
- Bronze Care
- Clothes Washer and Dryer, Garbage Disposal, Refrigerator, Stove/Oven, Microwave Oven (Built-In), Cooktop, Dishwasher.
- Gold Care
- AC, Cooling, Heating System, Plumbing System, Electrical System, Water Heater, and Ductwork.
- Platinum Care
- AC, Cooling/Heating System, Plumbing System, Electrical System, Water Heater, Ductwork, Clothes Washer/Dryer, Garbage Disposal, Refrigerator, Stove/Oven, Microwave Oven (Built-In), Cooktop, Dishwasher, Garage Door Opener, and Ceiling Fan.
Claims Process & Repairs
Select’s nationwide network of licensed contractors provides timely repairs with 24/7 support. Homeowners can file claims online or by phone, with service fees around $75—lower than many competitors.
American Home Shield
🏅Best for Customizable Coverage
About American Home Shield
American Home Shield is one of the longest-standing home warranty providers, trusted by millions of homeowners nationwide. With 50+ years of experience, 24/7 claims support, and a large network of licensed contractors, they make it easier to handle unexpected repairs. Coverage is flexible, with multiple plans and add-ons.
Plans & Pricing
American Home Shield® offers three home warranty plans with flexible pricing, providing a solution for every home and budget.
- ShieldSilver™ Plan
- Protects 19 major systems with $50,000 annual coverage, $5,000 per HVAC system, plus partner discounts on home services and essentials.
- ShieldGold™ Plan
- Covers 23 major systems and appliances—including HVAC, plumbing, electrical, kitchen, and laundry—with up to $5,000 for HVAC and $2,000 per appliance, plus access to discounted home maintenance services.
- ShieldPlatinum™ Plan
- Covers 23 systems and appliances plus roof leaks, with up to $5,000 for HVAC, $4,000 per appliance, $1,000 for roof leaks, $250 for code violations and permits, free HVAC tune-ups, unlimited A/C refrigerant, and coverage for modifications.
Claims Process & Repairs
American Home Shield provides 24/7 customer support and a user-friendly online portal for managing claims. They offer a 30-day workmanship guarantee on repairs, ensuring homeowners receive quality service.