10 Best Home Warranty Companies in Texas 2026
Major home repairs don’t wait. Get protected before the next breakdown.
Compare the best home warranty companies in Texas and get affordable
coverage for your home’s essential systems and appliances.
- Top-Rated Providers
- Fast, simple quote
- No Obligation
- Easy Claims
- Covers Major Appliances & Systems
- Save Thousands on Repairs
- 24/7 Quick Service Response
- Plans Tailored to Your Home
*Tip: Cover your biggest “surprises” — HVAC, plumbing, electrical.
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What Is a Home Warranty?
A home warranty is a service contract that helps cover the repair or replacement of essential home systems and appliances that fail due to normal wear and tear. Many homeowners rely on a homeowners warranty to reduce unexpected repair costs involving heating systems, plumbing, electrical components, and major household appliances.
Before choosing a plan, review the best home warranty companies and understand how their coverage works. Comparing what each best home warranty company offers—such as covered systems, service fees, and repair limits—can help you find protection that fits your home and budget.
Why Select Home Warranty is Our Top Pick
Protects major systems and appliances including HVAC, plumbing, electrical, and home appliances.
Multiple coverage options with low monthly rates to fit a variety of homeowner budgets.
Access to licensed and pre-screened local technicians across the country for faster service.
Plans can be transferred to new homeowners, which may add value when selling.
Promotions may include extra months free or limited-time savings for new customers.
Submit claims online or by phone anytime for service requests and emergencies.
What to Look for in the Best Home Warranty Plans
Not all plans offer the same protection, so choosing among the best home warranty plans requires looking beyond the monthly price. The most valuable plans clearly explain what is covered, how service works, and the limits that apply to repairs or replacements.
✓ Coverage Scope: Many best rated home warranty plans cover key home systems like HVAC, plumbing, and electrical along with major appliances such as refrigerators, ovens, and washers and dryers.
✓ Coverage Limits: Every home warranty plan includes repair or replacement caps. Reviewing these limits helps ensure higher-cost items like air conditioning systems have adequate protection.
✓ Service Fees: Most providers charge a service call fee when a technician visits your home. Lower monthly plans sometimes have higher service fees.
✓ Optional Add-Ons: Many best home warranties allow homeowners to add coverage for pools, well pumps, septic systems, or additional appliances.
✓ Clear Terms: The best home warranty providers clearly explain exclusions, waiting periods, and claim procedures so homeowners know exactly what to expect.
Tip: If a plan doesn’t spell out limits and exclusions clearly, keep looking.
Select Home Warranty
About Select Home Warranty
Select Home Warranty provides home warranty plans designed to help homeowners manage the cost of unexpected repairs for major appliances and home systems. Founded in 2012, the company offers coverage across most of the U.S. and allows customers to submit service requests online or by phone 24/7. Select works with a nationwide network of independent service technicians to diagnose and repair covered items. Coverage generally includes protection for normal wear and tear on many household systems and appliances, subject to plan terms, exclusions, and coverage limits.
Plans & Pricing
Select Home Warranty offers three main plan options: Bronze Care, Gold Care, and Platinum Care. Bronze Care focuses primarily on appliance protection, covering items such as refrigerators, ovens, dishwashers, and laundry appliances. Gold Care is designed for major home systems including HVAC, plumbing, and electrical. Platinum Care combines appliance and system coverage into a single comprehensive plan. Customers can also expand protection with optional add-ons for items such as roof leaks, pools, spas, well pumps, sump pumps, central vacuum systems, and septic systems. Pricing varies by location and promotions, with plans often starting around $60 per month.
- Bronze Care
- Clothes Washer and Dryer, Garbage Disposal, Refrigerator, Stove/Oven, Microwave Oven (Built-In), Cooktop, Dishwasher.
- Gold Care
- AC, Cooling, Heating System, Plumbing System, Electrical System, Water Heater, and Ductwork.
- Platinum Care
- AC, Cooling/Heating System, Plumbing System, Electrical System, Water Heater, Ductwork, Clothes Washer/Dryer, Garbage Disposal, Refrigerator, Stove/Oven, Microwave Oven (Built-In), Cooktop, Dishwasher, Garage Door Opener, and Ceiling Fan.
Claims Process & Repairs
Homeowners can submit service requests online through Select Home Warranty’s customer portal or by calling customer support at any time. Once a claim is submitted, the company assigns a local service technician to diagnose the issue and perform covered repairs when approved. Service call fees are typically around $75, though pricing may vary depending on the plan and location. Repairs are performed by qualified technicians from Select’s contractor network, helping homeowners address unexpected breakdowns without paying the full cost of repairs out of pocket.
American Home Shield
About American Home Shield
American Home Shield® is one of the longest-standing home warranty providers in the U.S., with more than 50 years of experience helping homeowners manage unexpected repair costs. The company has served millions of homeowners nationwide and works with a nationwide network of independent service contractors to complete covered repairs. American Home Shield also offers coverage for normal wear and tear on many covered systems and appliances, regardless of age, subject to plan terms and coverage limits.
Plans & Pricing
American Home Shield offers three plan options—ShieldSilver™, ShieldGold™, and ShieldPlatinum™—designed to protect many essential home systems and appliances. ShieldSilver focuses on major home systems such as HVAC, electrical, and plumbing, while ShieldGold adds coverage for common household appliances. The top-tier ShieldPlatinum plan includes expanded appliance coverage, higher coverage limits, and additional benefits such as HVAC tune-ups and roof leak coverage. Homeowners can also customize protection with optional add-ons for items like pools, spas, guest units, and septic systems.
- ShieldSilver™ Plan
- Protects 19 major systems with $50,000 annual coverage, $5,000 per HVAC system, plus partner discounts on home services and essentials.
- ShieldGold™ Plan
- Covers 23 major systems and appliances—including HVAC, plumbing, electrical, kitchen, and laundry—with up to $5,000 for HVAC and $2,000 per appliance, plus access to discounted home maintenance services.
- ShieldPlatinum™ Plan
- Covers 23 systems and appliances plus roof leaks, with up to $5,000 for HVAC, $4,000 per appliance, $1,000 for roof leaks, $250 for code violations and permits, free HVAC tune-ups, unlimited A/C refrigerant, and coverage for modifications.
Claims Process & Repairs
Homeowners can submit service requests online or by phone 24/7. Once a request is approved, American Home Shield assigns a local service contractor to diagnose the issue and perform covered repairs. Customers can typically choose a service fee option—often around $75, $100, or $125—which helps determine the monthly plan price depending on location and plan selection. Repairs completed through the network include a 30-day workmanship guarantee for added peace of mind.
HomeSafe Home Warranty
About HomeSafe
HomeSafe offers home warranty service plans that help cover the repair or replacement costs of household systems and appliances that fail due to normal wear and tear. By connecting homeowners with licensed technicians and providing a structured service process, the company aims to make unexpected home repairs more manageable.
Plans & Coverage
HomeSafe provides plans that cover major home systems, appliances, or both. Coverage commonly includes HVAC, plumbing, electrical systems, and appliances such as refrigerators, ovens, and washers, with optional add-ons available for select items.
- Appliance Guard Plan
- Clothes washers/dryers, refrigerators, built-in microwave ovens, dishwashers, garbage disposals, ranges/ovens/cooktops, ceiling and exhaust fans, and garage door openers.
- Systems Guard Plan
- Air Conditioning, Heating, Plumbing, Electrical, Water Heaters, Ductwork.
- Total Home Guard Plan
- Clothes washers/dryers, water heaters, refrigerators, built-in microwave ovens, dishwashers, garbage disposals, ranges/ovens/cooktops, ceiling and exhaust fans, ductwork, garage door openers, AC, heating, plumbing and electrical systems.
Claims Process
Customers can submit claims online or through customer support once coverage begins. If approved, HomeSafe schedules a licensed technician to diagnose and repair the covered item, with a service fee typically required per visit.