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Compare Homeowners Insurance Cost - June 2025

Protect your home without overpaying. Compare house insurance cost, get a homeowners insurance cost breakdown, and start with a free home insurance estimate tailored to your needs and budget—all in one place.
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What Type of Property Do You Live In?
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1-10 Years
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What's Your Approximate Household Income?
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$50,000 - $99,999
$100,000 - $199,999
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800–850 (Excellent)
740–799 (Very Good)
670–739 (Good)
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Top Homeowners Insurance in Columbus, Ohio

 

Secure Your Home with the Best Homeowners Insurance

Protect what matters most with a comprehensive homeowners insurance policy. From home insurance estimates to calculating homeowners insurance premiums, we simplify the process so you can get the right coverage at the best home insurance cost.

 

 

What is Homeowners Insurance?

Homeowners insurance is a crucial safeguard that protects your home and personal property against unexpected events like fires, theft, and natural disasters. A comprehensive policy typically includes:

 

  • Dwelling Coverage: Protects the structure of your home
  • Personal Property: Covers belongings such as furniture and electronics
  • Liability Protection: Provides financial protection against legal claims
  • Additional Living Expenses: Helps with temporary housing costs if your home is uninhabitable

Understanding your policy helps you manage your homeowners insurance cost and ensures you're well-protected when it matters most.

 

 

How Much is Homeowners Insurance?

Wondering how much you’ll pay? The average home insurance cost varies depending on factors like location, home value, and coverage needs. Use online home insurance quotes tools to get a personalized home insurance estimate and discover your estimated home insurance cost.

 

  • House Insurance Cost: Influenced by your home's rebuild value and local risk factors
  • Calculating Homeowners Insurance: Considers coverage types, deductible, and location
  • Best Homeowners Insurance Prices: Found by comparing home insurance quotes online

 

How to Choose the Best Homeowners Insurance Policy?

Choosing the right policy can protect your home from life’s surprises while keeping home insurance costs low. Look for a mix of value and protection when reviewing online home insurance quotes:

 

  • Coverage Options: Tailored to your home’s unique needs
  • Affordable Rates: Get a personalized home insurance estimate
  • Quick Quotes: Compare home insurance quotes online in minutes

Compare homeowners insurance costs side by side and find the best homeowners insurance prices without sacrificing essential protection for your property.

Partner Disclaimers & Disclosures:

Liberty Mutual Insurance:

¹ $950 Auto & Home Savings Figure: Average savings based on a countrywide survey of new customers who reported savings when they switched to Liberty Mutual between 05/2023 and 04/2024. Savings will vary. Comparison does not apply in MA.

Allstate:

©2025 Allstate Insurance Company
Discounts not available in every state. Subject to terms, conditions and availability. Discount amounts and total savings will vary.

*Bundled savings vary by state & are not available in every state. Saving up to 25% is a countrywide average of the maximum available savings off the Home policy combining the Multiple Policy Discount for having Auto Insurance with Allstate and the Welcome Discount savings at enrollment. Allstate Fire and Casualty Ins. Co., Allstate Vehicle and Property Ins. Co. & affiliates: 3100 Sanders Rd, Northbrook, IL.

NOT AVAILABLE IN EVERY STATE.
Potential savings, discounts, and product availability vary by state and product line. Prices vary by several factors, which may include based on how you purchase the policy. Coverage is subject to policy terms & conditions. Allstate North American Ins. Co. & affiliates: Northbrook, IL.

State Farm:

¹ Average annual per household savings based on a 2024 national survey by State Farm of new policyholders who reported savings by switching to State Farm. Customers may always choose to purchase only one policy, but the discount for two or more purchases of different lines of insurance will not then apply. Savings, discount names, percentages, availability, and eligibility may vary by state.

² State Farm Is the largest homeowners insurer in the United States according to 2020 premium data provided S&P Global Market Intelligence.

Nationwide:

¹ Average annualized savings on home and auto premiums, compared to stand-alone price of each policy, based on national sample from March - May 2024. Actual savings will vary based on state, policy coverage selections, and rating factors.

Answer Financial:

* Savings based on a national survey of new Answer Financial customers reporting insurance savings in 2023.

Experian:

* Results will vary and some may not see savings. Customers who switched multiple policies saved $1,152 per year on average compared to their prior premiums.