Many or all of the companies featured compensate us. Compensation and research may determine where and how companies appear. Learn more

Compare Homeowners Insurance Cost - May 2025

Protect your home without overpaying. Compare house insurance cost, get a homeowners insurance cost breakdown, and start with a free home insurance estimate tailored to your needs and budget—all in one place.
10%Complete
Get Matched With Your Best Home Insurance Options
Answer a few easy questions and see local providers that fit your needs
Enter Your ZIP Code to Get Started
By using our website, you agree that you have read ConsumersAdvocate’s Terms of Use and Privacy Notice and consent to both the processing of your personal information and the storing of cookies on your device to enhance site navigation, analyze site usage, and assist in our marketing efforts.
Get Matched With Your Best Home Insurance Options
What Type of Property Do You Live In?
Single-Family Home
Multi-Family Home
Townhouse
Condo
Mobile Home
Other
Get Matched With Your Best Home Insurance Options
When Was Your Home Built?
Brand New
1-10 Years
11-20 Years
21-30 Years
31-40 Years
Over 40 Years
Get Matched With Your Best Home Insurance Options
How Many Bedrooms Are in Your Home?
1 Bedroom
2 Bedrooms
3 Bedrooms
4+ Bedrooms
Get Matched With Your Best Home Insurance Options
What Is Your Age Range?
30 or Younger
30 - 50
51 - 65
Over 65
Get Matched With Your Best Home Insurance Options
What's Your Approximate Household Income?
Under $50,000
$50,000 - $99,999
$100,000 - $199,999
$200,000 or More
Get Matched With Your Best Home Insurance Options
Do You Know Your Credit Score?
800–850 (Excellent)
740–799 (Very Good)
670–739 (Good)
580–669 (Fair)
Below 580 (Poor)
I’m not sure
Get Matched With Your Best Home Insurance Options
How Many Cars Does Your Household Own?
None
One
Two or More
Get Matched With Your Best Home Insurance Options
Has Anyone in Your Household Served in the U.S. Military (Excluding Dishonorable Discharge)?
Yes
No
We're matching you with top-rated insurance partners...
Top Homeowners Insurance in Columbus, Ohio

 

Secure Your Home with the Best Homeowners Insurance

Protect what matters most with a comprehensive homeowners insurance policy. From home insurance estimates to calculating homeowners insurance premiums, we simplify the process so you can get the right coverage at the best home insurance cost.

 

 

What is Homeowners Insurance?

Homeowners insurance is a crucial safeguard that protects your home and personal property against unexpected events like fires, theft, and natural disasters. A comprehensive policy typically includes:

 

  • Dwelling Coverage: Protects the structure of your home
  • Personal Property: Covers belongings such as furniture and electronics
  • Liability Protection: Provides financial protection against legal claims
  • Additional Living Expenses: Helps with temporary housing costs if your home is uninhabitable

Understanding your policy helps you manage your homeowners insurance cost and ensures you're well-protected when it matters most.

 

 

How Much is Homeowners Insurance?

Wondering how much you’ll pay? The average home insurance cost varies depending on factors like location, home value, and coverage needs. Use online home insurance quotes tools to get a personalized home insurance estimate and discover your estimated home insurance cost.

 

  • House Insurance Cost: Influenced by your home's rebuild value and local risk factors
  • Calculating Homeowners Insurance: Considers coverage types, deductible, and location
  • Best Homeowners Insurance Prices: Found by comparing home insurance quotes online

 

How to Choose the Best Homeowners Insurance Policy?

Choosing the right policy can protect your home from life’s surprises while keeping home insurance costs low. Look for a mix of value and protection when reviewing online home insurance quotes:

 

  • Coverage Options: Tailored to your home’s unique needs
  • Affordable Rates: Get a personalized home insurance estimate
  • Quick Quotes: Compare home insurance quotes online in minutes

Compare homeowners insurance costs side by side and find the best homeowners insurance prices without sacrificing essential protection for your property.