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Best Homeowners Insurance Companies - July 2025

Discover the best homeowner insurance options today. Compare top-rated homeowners insurance companies, learn what sets each homeowners insurance company apart, and get clear answers to “how much is homeowners insurance?”—all in one place.
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What Type of Property Do You Live In?
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When Was Your Home Built?
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1-10 Years
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$50,000 - $99,999
$100,000 - $199,999
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800–850 (Excellent)
740–799 (Very Good)
670–739 (Good)
580–669 (Fair)
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Top Homeowners Insurance in Columbus, Ohio

 

Secure Your Home with the Best Homeowners Insurance

Protect what matters most with a comprehensive homeowners insurance policy. From home insurance estimates to finding the best homeowners insurance company, we simplify the process to help you get the right coverage at the right home insurance cost.

 

What is Homeowners Insurance?

Homeowners insurance is a crucial safeguard that protects your home and personal property against unexpected events like fires, theft, and natural disasters. A comprehensive policy typically covers:

  • Dwelling Coverage: Protects the structure of your home
  • Personal Property: Covers belongings such as furniture and electronics
  • Liability Protection: Provides financial protection against legal claims
  • Additional Living Expenses: Helps with temporary housing costs if your home is uninhabitable

Choosing the best homeowners insurance company ensures you have financial support when you need it most. Get a home insurance quote today to understand your options and manage your home insurance cost effectively.

 

Compare the Best Homeowners Insurance Companies

Finding the best homeowners insurance company starts with comparing top home insurance providers. Get insights on the best home insurance companies that offer comprehensive coverage, affordable rates, and exceptional customer service.

  • Trusted Providers: Compare policies from the best home insurance companies
  • Coverage Analysis: Evaluate coverage, rates, and customer satisfaction
  • Expert Recommendations: Discover the best home insurance company for your needs

Take the guesswork out of choosing the right home insurance provider. Review our curated list of the best homeowners insurance companies to find reliable, cost-effective coverage for your home today.

 

Partner Disclaimers & Disclosures:

Liberty Mutual Insurance:

¹ $950 Auto & Home Savings Figure: Average savings based on a countrywide survey of new customers who reported savings when they switched to Liberty Mutual between 05/2023 and 04/2024. Savings will vary. Comparison does not apply in MA.

Allstate:

©2025 Allstate Insurance Company
Discounts not available in every state. Subject to terms, conditions and availability. Discount amounts and total savings will vary.

*Bundled savings vary by state & are not available in every state. Saving up to 25% is a countrywide average of the maximum available savings off the Home policy combining the Multiple Policy Discount for having Auto Insurance with Allstate and the Welcome Discount savings at enrollment. Allstate Fire and Casualty Ins. Co., Allstate Vehicle and Property Ins. Co. & affiliates: 3100 Sanders Rd, Northbrook, IL.

NOT AVAILABLE IN EVERY STATE.
Potential savings, discounts, and product availability vary by state and product line. Prices vary by several factors, which may include based on how you purchase the policy. Coverage is subject to policy terms & conditions. Allstate North American Ins. Co. & affiliates: Northbrook, IL.

State Farm:

¹ Average annual per household savings based on a 2024 national survey by State Farm of new policyholders who reported savings by switching to State Farm. Customers may always choose to purchase only one policy, but the discount for two or more purchases of different lines of insurance will not then apply. Savings, discount names, percentages, availability, and eligibility may vary by state.

² State Farm Is the largest homeowners insurer in the United States according to 2020 premium data provided S&P Global Market Intelligence.

Nationwide:

¹ Average annualized savings on home and auto premiums, compared to stand-alone price of each policy, based on national sample from March - May 2024. Actual savings will vary based on state, policy coverage selections, and rating factors.

Answer Financial:

* Savings based on a national survey of new Answer Financial customers reporting insurance savings in 2023.

Experian:

* Results will vary and some may not see savings. Customers who switched multiple policies saved $1,152 per year on average compared to their prior premiums.