Home Equity Loans Pros & Cons
Home equity loans can cover home improvement costs, consolidate debt, or provide extra funds. Tapping into equity helps secure the financial support you need.
#1
Rocket Mortgage
Find a simple mortgage that works for you
 Get a cash-out refi on your mortgage
  Get a cash-out refi on your mortgage
 Get real-time rate updates
  Get real-time rate updates
 Save time on documents & paperwork
  Save time on documents & paperwork
 Home loan experts available 24/7
  Home loan experts available 24/7
Trust Pilot Rating4.7 out of 5
TrustPilot Reviews34,231
Originations133,403
#2
AmeriSave Mortgage
Home Equity Loans & Refinance – Cash Out
 Unlock cash from within your home
  Unlock cash from within your home
 AI driven analysis to maximize savings
  AI driven analysis to maximize savings
 Low Rates, quick quotes & approval
  Low Rates, quick quotes & approval
 $200 Billion funded & 23 years in business
  $200 Billion funded & 23 years in business
Trust Pilot Rating4.5 out of 5
TrustPilot Reviews13,356
Originations9,510
#3
Achieve Home Loans
Fast, Fixed Rate HELOC with expert advisors standing by
 Pre-qualify in minutes, fast funding
  Pre-qualify in minutes, fast funding
 Fixed-rate HELOC custom built for you
  Fixed-rate HELOC custom built for you
 No refinance required, borrow up to $300k
  No refinance required, borrow up to $300k
 Recommended FICO Score of 640+
  Recommended FICO Score of 640+
Trust Pilot Rating4.8 out of 5
TrustPilot Reviews11,085
Originations8,153
#4
SoFi
Save big and consolidate high-interest debt
 Keep your current home loan interest rate
  Keep your current home loan interest rate
 Unlock up to $350k in home equity
  Unlock up to $350k in home equity
 Flexible loans that meet your needs
  Flexible loans that meet your needs
 Simple application process
  Simple application process
Trust Pilot Rating4.2 out of 5
TrustPilot Reviews10,108
Originations477
#5
Aven
Great HELOC offers for FICO scores 680+
 Credit limits from $5,000-$400,000 in home equity
 Credit limits from $5,000-$400,000 in home equity
 100% online process.  Apply in 15 minutes
 100% online process.  Apply in 15 minutes
 Your lowest HELOC rate guaranteed, or get $250
  Your lowest HELOC rate guaranteed, or get $250
 Check your offer with no impact to credit score
  Check your offer with no impact to credit score
Aven Visa Credit Cards are issued by Coastal Community Bank, pursuant to a license from Visa U.S.A., Inc. Aven accounts are made by Coastal Community Bank, Member FDIC. Equal Housing Lender. NMLS #462289.
Trust Pilot Rating4.9 out of 5
TrustPilot Reviews3,801
OriginationsN/A
#6
Figure
Borrow up to $750K
 No prepayment penalties
  No prepayment penalties
 Consolidate debt or finance your next project
  Consolidate debt or finance your next project
 100% digital app & online appraisal
  100% digital app & online appraisal
 100% online application
  100% online application
Trust Pilot Rating4.5 out of 5
TrustPilot Reviews2,602
Originations8,385





